# Bank Can’t Receive Payments From Abroad? Get Paid in USDC

> Where banks can’t receive or Swift is costly, get paid in EURC or USDC to your own wallet, twice a month. How it works and what it costs.

Source: https://agentaos.ai/answers/get-paid-in-usdc-or-eurc (canonical HTML page). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

[Home](https://agentaos.ai/)/[Answers](https://agentaos.ai/answers)/Paid without a bank

Getting paid

# My bank can’t receive international payments. How else can I get paid?

**The problem**“There is no bank route to my country, and Swift transfers eat my income.”

**Get paid in stablecoins to a wallet you control.** AgentaOS pays your EUR balance in EURC and your USD balance in USDC, on the same 1st-and-15th schedule as bank payouts. It suits Kosovo, where no bank route exists yet, and countries where Swift costs €5 to €35 per transfer.

Reviewed by [Panche Isajeski](https://agentaos.ai/about), founder of AgentaOS, 19+ years in payments, [featured on Indie Hackers](https://www.indiehackers.com/post/tech/starting-from-scratch-and-hitting-9-5k-mrr-in-two-months-j5pMaED5FEbKw8qmeyj9). Checked 6 October 2026. General information, not financial, tax or legal advice.

[Check your country](https://agentaos.ai/countries)[Get started free](https://app.agentaos.ai/?src=answer-get-paid-in-usdc-or-eurc)

How it works

## How do wallet payouts *work*?

1.  Networks**EURC and USDC**

    EURC on Base, Ethereum or Solana; USDC also on Polygon.

2.  Cost**1% + €2 per payout**

    On top of the 1% payout fee; the network fee is included.

3.  Safety**24-hour wait**

    A new wallet is paid only after 24 hours.

4.  Choice**Per currency**

    EUR to your bank and USD to a wallet, or any mix.

> “Payouts to a wallet cannot be recalled. Check the address before you save it.”
>
> Source: [AgentaOS docs, Stablecoin payouts](https://docs.agentaos.ai/payouts/stablecoin-payouts)

Step by step

## How do I *set it up*?

1.  **Pass the ID check.** In countries with no local bank route, that is all you need.

2.  **Ask us to switch it on**, usually the same day.

3.  **Add your wallet**, pick the network, then choose it for EUR or USD payouts.

Common mistakes

## What should I *avoid*?

- **Pasting an address on the wrong network**Funds sent to the wrong network can’t be recovered; we refuse addresses that are invalid for the network you chose.
- **Forgetting the 24-hour wait**A wallet saved just before a payout window waits for the next one.

Where AgentaOS fits

## Where does *AgentaOS* fit?

Stablecoin payouts are in public preview and open to every account. [How it works in Kosovo](https://agentaos.ai/countries/kosovo).

Change how you sell. Grow revenue 4×.

Answer 3 questions and get a free audit of your price and checkout, from the founder. Free, in 2 working days.

[Get my free audit →](https://agentaos.ai/apply?src=seo-answers-get-paid-in-usdc-or-eurc)

Questions

## Related *questions*

### Can I change the wallet address later?

No. Add a new wallet; it gets its own 24-hour wait.

Keep reading

## Related

[Selling from Kosovo](https://agentaos.ai/countries/kosovo)[I made my first sale. When does the money reach my bank?](https://agentaos.ai/answers/how-long-until-first-payout)[PayPal won’t let me receive money. What can I use?](https://agentaos.ai/answers/paypal-cannot-receive-money-in-my-country)

Sources: [AgentaOS stablecoin payouts](https://docs.agentaos.ai/payouts/stablecoin-payouts) · [AgentaOS supported countries](https://docs.agentaos.ai/mor/supported-countries)