# Platform payments not available in my country: what can I do?

**The problem**
"My store, course or template is ready on the platform everyone uses. Then the payments setup asks for Stripe or PayPal, and neither works in my country."

If a platform's own payments do not work in your country, keep the platform for your page or listing and take the payment through an outside checkout that pays out to you, as each guide below shows step by step. Most creator stores, course platforms and website builders take payments through Stripe or PayPal, so they stop working wherever those two do not reach. Each guide below names what the platform's own help pages say, then shows the setup that works from your country. For digital products, subscriptions and fixed-price service packages, AgentaOS can be that checkout: it is the legal seller, handles the buyer's VAT and pays out to your own bank in 86 countries, including N. Macedonia, Serbia, Albania, Kosovo, Bosnia and Herzegovina, Montenegro, Pakistan and Nigeria.

Reviewed by [Panche Isajeski](https://agentaos.ai/about), founder of AgentaOS, 19+ years in payments, featured on Indie Hackers. Each line below comes from the linked guide, where the platform's own sources are cited. Checked 7 November 2026. General information, not financial, tax or legal advice.

[Check your country](https://agentaos.ai/countries) · [Get started free](https://app.agentaos.ai/?src=answer-platform-payments-not-available-in-my-country)

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### Marketplaces & creator stores

| Platform | What blocks you | Our guide |
|---|---|---|
| Etsy | Etsy opens new shops only where Etsy Payments works, and N. Macedonia, Albania, Kosovo, Bosnia and Herzegovina, Montenegro and Nigeria are not on its list. | [Etsy not available in my country](https://agentaos.ai/answers/etsy-not-available-in-my-country) |
| Stan Store | Stan pays creators through a Stan-managed Stripe account in 39 listed countries, and through PayPal everywhere else. | [Stan Store not available in my country](https://agentaos.ai/answers/stan-store-not-available-in-my-country) |
| Digistore24 | Its per-sale fee pays for an affiliate marketplace, even when every buyer comes from your own audience. | [Digistore24 alternative](https://agentaos.ai/answers/digistore24-alternative) |

### Course platforms

| Platform | What blocks you | Our guide |
|---|---|---|
| Teachable | Its Custom Payment Gateway runs on your own Stripe account, and Stripe does not accept sellers in N. Macedonia, Serbia or Pakistan. | [Teachable payments not available](https://agentaos.ai/answers/sell-courses-when-teachable-payments-not-available) |
| Thinkific and Podia | Thinkific points you to Stripe, then PayPal, Stripe Atlas or an external payment solution; Podia connects only Stripe and/or PayPal. | [Thinkific or Podia payments not available](https://agentaos.ai/answers/sell-courses-when-thinkific-or-podia-payments-not-available) |

### Website builders

| Platform | What blocks you | Our guide |
|---|---|---|
| Wix | For N. Macedonia, Serbia, Bosnia and Herzegovina and Montenegro the only provider Wix lists is PayPal, and for Pakistan it lists none. | [Wix Payments not available in my country](https://agentaos.ai/answers/wix-payments-not-available-in-my-country) |
| Carrd | Carrd's built-in payment forms run only on Stripe, but its buttons can open any URL. | [Carrd payments without Stripe](https://agentaos.ai/answers/carrd-payments-without-stripe) |
| WooPayments (WooCommerce) | WooPayments and the free WooCommerce Stripe Gateway both need a business in a Stripe country; N. Macedonia, Serbia, Albania, Kosovo, Bosnia and Herzegovina and Montenegro are on neither list. | [WooPayments not available in my country](https://agentaos.ai/answers/woopayments-not-available-in-my-country) |
| WordPress | Stripe does not work, or only partly, in the 42 countries in the guide's table; a buy link needs no plugin. | [Sell on WordPress without Stripe](https://agentaos.ai/answers/sell-digital-products-on-wordpress-without-stripe) |

### Templates & design

| Platform | What blocks you | Our guide |
|---|---|---|
| Figma Community | Figma says it is "not approving new creators to sell paid files on Community at this time". | [Sell Figma templates without Figma Community](https://agentaos.ai/answers/sell-figma-templates-without-figma-community) |
| Framer Marketplace | Framer does not take payments at all: you paste a checkout link from any payment platform into your listing. | [Sell Framer templates without Stripe](https://agentaos.ai/answers/sell-framer-templates-without-stripe) |
| Canva | Templates that use Pro content can be sold only as template links, and Etsy Payments or Stripe may not cover your country. | [How to sell Canva templates](https://agentaos.ai/answers/how-to-sell-canva-templates) |
| Notion Marketplace | Paid sellers onboard with Stripe in eligible countries; anywhere else you list there and link to your own checkout. | [How to sell Notion templates](https://agentaos.ai/answers/how-to-sell-notion-templates) |
| n8n | n8n does not process the sale: you track payments and deliver the template yourself. | [Sell n8n templates without Stripe](https://agentaos.ai/answers/sell-n8n-templates-without-stripe) |

### Developer & AI tools

| Platform | What blocks you | Our guide |
|---|---|---|
| Lovable | Lovable has two built-in providers, Stripe and Paddle; if Paddle does not approve you, you need another checkout. | [Add payments to a Lovable app without Stripe](https://agentaos.ai/answers/add-payments-to-lovable-app-without-stripe) |
| Chrome extensions (ExtensionPay) | ExtensionPay connects your own Stripe account, so it only works where Stripe does. | [Monetize a Chrome extension without Stripe](https://agentaos.ai/answers/monetize-chrome-extension-without-stripe) |
| RapidAPI | Rapid only pays out API providers via PayPal, so providers where PayPal cannot receive, such as N. Macedonia, Pakistan or Nigeria, have no payout route. | [RapidAPI alternative to sell API access](https://agentaos.ai/answers/rapidapi-alternative-sell-api-access) |

### AI shopping

| Platform | What blocks you | Our guide |
|---|---|---|
| ChatGPT | ChatGPT can find and recommend your products, but the buyer pays on your own website, not inside ChatGPT. | [Sell digital products in ChatGPT](https://agentaos.ai/answers/sell-digital-products-in-chatgpt) |
| Google Shopping | Free listings allow one-time digital products; digital content sold as a recurring subscription is not allowed. | [Sell digital products on Google Shopping](https://agentaos.ai/answers/sell-digital-products-on-google-shopping) |

### Payment providers

| Platform | What blocks you | Our guide |
|---|---|---|
| Stripe | Stripe does not open accounts in every country, and the platforms above that run on it inherit the gap. | [Stripe not available in my country](https://agentaos.ai/answers/stripe-not-available-in-my-country) |
| PayPal | In 11 of the 85 countries we checked, PayPal cannot receive money, including N. Macedonia, Montenegro, Kosovo and Pakistan. | [PayPal cannot receive money](https://agentaos.ai/answers/paypal-cannot-receive-money-in-my-country) |
| Paystack | Foreign cards fail with "Merchant is not enabled for international transactions" until you request access in your Paystack Dashboard. | [Paystack international payments not enabled](https://agentaos.ai/answers/paystack-international-payments-not-enabled) |

### What works on most platforms?

Most guides follow the same three steps: keep the platform for your page, listing or course; put a buy button on it that opens an outside checkout link; send the buyer back to a thank-you page with the download or access. The platform never needs to support your country, because it never takes the payment.

Before you pick a checkout, check that it pays out to your country, not just that it accepts you. Our [country list](https://agentaos.ai/countries) shows where AgentaOS pays out, and [Which Merchant of Record pays out to my country?](https://agentaos.ai/answers/which-merchant-of-record-pays-out-to-my-country) compares the others.

**Free pricing review:** paste your product or store link and Pricing Intelligence tells you what to charge and how to package it. Free, no card: [app.agentaos.ai](https://app.agentaos.ai/?src=answer-platform-payments-not-available-in-my-country)

**Keep reading:** [Stripe isn't available in my country](https://agentaos.ai/answers/stripe-not-available-in-my-country) · [Which countries does Stripe not support?](https://agentaos.ai/answers/which-countries-does-stripe-not-support) · [Which Merchant of Record pays out to my country?](https://agentaos.ai/answers/which-merchant-of-record-pays-out-to-my-country) · [Do I need a company to sell online?](https://agentaos.ai/answers/do-i-need-a-company-to-sell-online) · [Countries we pay out to](https://agentaos.ai/countries)