# Polar Pricing 2026: Fees on Every Plan, From 5% + 50¢

> Polar charges new accounts 5% + 50¢ per sale on Starter, or 3.4% to 3.8% on paid plans from $20 a month, +1.5% for international cards, plus Stripe payout fees. The full cost, with an example.

Source: https://agentaos.ai/answers/polar-fees (canonical HTML page). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

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Fees compared

# How much does Polar cost? Polar pricing and fees

**The problem**“Polar has four plans. Which one do I pay, and what reaches my bank?”

**Polar pricing starts on the free Starter plan at 5% + \$0.50 per sale, and new accounts start there.** Paid plans lower the rate: Pro 3.8% + \$0.40 for \$20 a month, Growth 3.6% + \$0.35 for \$100, Scale 3.4% + \$0.30 for \$400. International cards add 1.5%, and Stripe’s payout fees pass through: \$2 a month while you take payouts, plus 0.25% + \$0.25 per payout. On ten \$100 sales on Starter, about \$940 reaches your bank.

Reviewed by [Panche Isajeski](https://agentaos.ai/about), founder of AgentaOS, 19+ years in payments, [featured on Indie Hackers](https://www.indiehackers.com/post/tech/starting-from-scratch-and-hitting-9-5k-mrr-in-two-months-j5pMaED5FEbKw8qmeyj9). Checked 22 October 2026. General information, not financial, tax or legal advice.

[Work out what you keep on a sale: fee calculator](https://agentaos.ai/compare)

[Check your country](https://agentaos.ai/countries)[Get started free](https://app.agentaos.ai/?src=answer-polar-fees)

The fees

## What are *all* of Polar’s fees?

| Plan | Monthly | Per sale |
|----|----|----|
| Starter | \$0 | 5% + \$0.50 |
| Pro | \$20 | 3.8% + \$0.40 |
| Growth | \$100 | 3.6% + \$0.35 |
| Scale | \$400 | 3.4% + \$0.30 |
| Early Member (accounts before 27 May 2026) | \$0 | 4% + \$0.40, +0.5% on subscriptions |

Every plan: international cards (non-US) +1.5%; disputes \$15. Payouts pass through Stripe’s fees: \$2 per month with an active payout, 0.25% + \$0.25 per payout, and 0.25% (EU) to 1% currency conversion elsewhere. Sources: [Polar pricing](https://polar.sh/resources/pricing), [Polar fees docs](https://polar.sh/docs/merchant-of-record/fees), checked 22 October 2026.

> “Organizations created on or after May 27, 2026 start on Starter (5% + 50¢)”
>
> Source: [Polar pricing](https://polar.sh/resources/pricing)

Side by side

## How does Polar compare with *AgentaOS*?

| Ten \$100 sales    | Polar Starter   | Polar Pro       | AgentaOS (free) |
|--------------------|-----------------|-----------------|-----------------|
| Monthly fee        | \$0             | \$20.00         | \$0             |
| Sale fees          | \$55.00         | \$42.00         | \$50.00         |
| Payout fees        | about \$4.61    | about \$4.60    | \$9.50          |
| Lands in your bank | **about \$940** | **about \$933** | **about \$940** |

Example month: ten one-off sales of \$100 to buyers in the provider’s home market, paid out once to a bank. International cards add 1.5% on Lemon Squeezy, Polar, Dodo and AgentaOS alike. Fees from each provider’s own pages, checked 22 October 2026. AgentaOS free plan: 4.5% + 0.50; international cards +1.5%; payout fee 1%. Pro: 4.0% + 0.40 for €49 a month. Polar payout: \$2 monthly + 0.25% + \$0.25, before any currency conversion.

**Honestly:** at this volume Polar Starter and AgentaOS land the same. Polar says its Pro plan pays off above about \$1,379 a month in sales; at that volume, compare it with AgentaOS Pro at 4.0% + 0.40.

Beyond the fee

## What else should I *compare*?

- **Currency conversion**If your bank is outside the US, Stripe’s conversion of 0.25% to 1% applies to Polar payouts on top.
- **Where you can be paid**Polar pays out through Stripe, so it can only pay you where Stripe Connect payouts work. [Who pays out where](https://agentaos.ai/answers/which-merchant-of-record-pays-out-to-my-country).
- **Help with pricing**AgentaOS includes Pricing Intelligence, which tells you what to charge.

Where AgentaOS fits

## Where does *AgentaOS* fit?

Building a SaaS or AI app outside the US? [Polar alternative](https://agentaos.ai/polar-alternative) compares the switch, or [run your numbers](https://agentaos.ai/tools/payout-calculator).

Change how you sell. Grow revenue 4×.

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[Get my free audit →](https://agentaos.ai/apply?src=seo-answers-polar-fees)

Questions

## Related *questions*

### What are Polar’s payout fees?

Polar passes Stripe’s payout fees through without a markup: \$2 for each month you have active payouts, 0.25% + \$0.25 per payout, and a cross-border conversion fee of 0.25% in the EU up to 1% in other countries. You withdraw your balance manually; Polar may trigger a payout for you if a balance sits unwithdrawn for several months. Source: [Polar docs, Fees](https://polar.sh/docs/merchant-of-record/fees).

### Does Polar charge a monthly fee?

Not on Starter. Pro, Growth and Scale cost \$20, \$100 and \$400 a month.

### Is Polar a Merchant of Record?

Yes, it handles sales tax and VAT as the seller.

Keep reading

## Related

[AgentaOS vs Polar](https://agentaos.ai/polar-alternative)[What does Dodo Payments charge? Dodo fees explained](https://agentaos.ai/answers/dodo-payments-fees)[What does Lemon Squeezy charge? Lemon Squeezy fees explained](https://agentaos.ai/answers/lemon-squeezy-fees)

Sources: [Polar pricing](https://polar.sh/resources/pricing) · [Polar fees docs](https://polar.sh/docs/merchant-of-record/fees)

## Merchant of Record directory

Every provider’s fees, read on its own price page. Pick one, or see them all in one table.

- [All side by side](https://agentaos.ai/merchant-of-record-fees)
- [Supported countries](https://agentaos.ai/answers/which-merchant-of-record-pays-out-to-my-country)
- [Paddle 5% + \$0.50](https://agentaos.ai/answers/paddle-fees)
- [Lemon Squeezy 5% + \$0.50](https://agentaos.ai/answers/lemon-squeezy-fees)
- [Polar from 5% + \$0.50](https://agentaos.ai/answers/polar-fees)
- [Dodo Payments 4% + \$0.40](https://agentaos.ai/answers/dodo-payments-fees)
- [Creem 3.9% + \$0.40](https://agentaos.ai/answers/creem-fees)
- [Gumroad 10% + \$0.50](https://agentaos.ai/answers/gumroad-fees)
- [Whop from 2.7% + \$0.30](https://agentaos.ai/answers/whop-fees)
- [Stripe 2.9% + \$0.30, not a MoR](https://agentaos.ai/answers/stripe-fees)

Calculator: [Polar fee calculator](https://agentaos.ai/tools/polar-fee-calculator)