# Sell Digital Products on WordPress or WooCommerce Without Stripe (2026)

> Stripe does not work in 37 of 85 countries we checked, and only partly in 5 more. Sell from WordPress or WooCommerce with an AgentaOS buy link, as an individual, and get paid to your own bank. Country table inside.

Source: https://agentaos.ai/answers/sell-digital-products-on-wordpress-without-stripe (canonical HTML page). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

[Home](https://agentaos.ai/)/[Answers](https://agentaos.ai/answers)/WordPress without Stripe

Getting paid

# How do I sell digital products on WordPress without Stripe?

**The problem**“I have a WordPress site, but Stripe does not open accounts in my country and WooCommerce payment plugins all need it.”

**Put an AgentaOS buy link on your site.** Create the product in AgentaOS, copy its buyer link, and add it as a Buy button in WordPress or as an External product in WooCommerce. AgentaOS is the legal seller, so you can sell as an individual; it charges each buyer’s VAT and pays you to your own bank in EUR or USD. It works in the 42 countries in the table below, where Stripe does not or only partly. No plugin to install.

Written by [Panche Isajeski](https://agentaos.ai/about), founder of AgentaOS, 19+ years in payments. Checked 18 October 2026. General information, not financial, tax or legal advice.

[Create your first product](https://app.agentaos.ai/?src=answer-wordpress)[Find your country](#s1)

Step by step

## From product to *payout*

1.  **Create the product.** In the AgentaOS dashboard, add a product: a one-time price for an e-book, template or course, or a monthly or yearly plan for a membership. Price it in EUR or USD.

2.  **Send buyers to your download page.** Under **After payment**, click **Redirect buyers after payment** and enter your thank-you or download page as the Success URL.

3.  **Copy the buyer link.** Every product has a copy button for its buyer link. That link is the whole checkout: card, Apple Pay and Google Pay, with the buyer’s VAT added.

4.  **Put it on WordPress.** Plain WordPress: add a **Button** block and paste the buyer link. WooCommerce: **Products, Add new**, set Product data to **External/Affiliate product**, paste the buyer link as the Product URL and write “Buy now” as the button text.

5.  **Get paid at home.** AgentaOS pays out on the 1st and the 15th of each month, in EUR or USD, to your bank in most countries (see the table). Open a EUR or USD account at your bank for it.

By country

## Where Stripe does not work, *this does*

| Country | Stripe | PayPal can receive | AgentaOS pays out |
|----|----|----|----|
| [Albania](https://agentaos.ai/countries/albania) | No | Yes | Bank payout |
| [Andorra](https://agentaos.ai/countries/andorra) | No | Yes | Bank payout |
| [Argentina](https://agentaos.ai/countries/argentina) | No | Yes | Bank payout |
| [Bangladesh](https://agentaos.ai/countries/bangladesh) | No | No | Bank payout, personal account |
| [Bosnia and Herzegovina](https://agentaos.ai/countries/bosnia-and-herzegovina) | No | Yes | Bank payout by Swift |
| [Cayman Islands](https://agentaos.ai/countries/cayman-islands) | No | Yes | Bank payout by Swift |
| [Chile](https://agentaos.ai/countries/chile) | No | Yes | Bank payout |
| [China](https://agentaos.ai/countries/china) | No | Yes | Bank payout, CNY rules |
| [Colombia](https://agentaos.ai/countries/colombia) | No | Yes | Bank payout, personal account |
| [Costa Rica](https://agentaos.ai/countries/costa-rica) | No | Yes | Bank payout |
| [Dominican Republic](https://agentaos.ai/countries/dominican-republic) | No | Yes | Bank payout by Swift |
| [Egypt](https://agentaos.ai/countries/egypt) | No | Yes | Bank payout |
| [Georgia](https://agentaos.ai/countries/georgia) | No | Yes | Bank payout |
| [Guatemala](https://agentaos.ai/countries/guatemala) | No | Yes | Bank payout by Swift |
| [Iceland](https://agentaos.ai/countries/iceland) | No | Yes | Bank payout |
| [India](https://agentaos.ai/countries/india) | Limited | Yes | Bank payout |
| [Indonesia](https://agentaos.ai/countries/indonesia) | Limited | Yes | Bank payout |
| [Israel](https://agentaos.ai/countries/israel) | No | Yes | Bank payout |
| [Kenya](https://agentaos.ai/countries/kenya) | Limited | Yes | Bank payout |
| [Kosovo](https://agentaos.ai/countries/kosovo) | No | No | Wallet payout |
| [Moldova](https://agentaos.ai/countries/moldova) | No | Yes | Bank payout |
| [Monaco](https://agentaos.ai/countries/monaco) | No | Yes | Bank payout |
| [Montenegro](https://agentaos.ai/countries/montenegro) | No | No | Bank payout |
| [Morocco](https://agentaos.ai/countries/morocco) | No | Yes | Bank payout |
| [Nepal](https://agentaos.ai/countries/nepal) | No | No | Bank payout, personal account |
| [Nigeria](https://agentaos.ai/countries/nigeria) | Limited | No | Bank payout |
| [North Macedonia](https://agentaos.ai/countries/north-macedonia) | No | No | Bank payout |
| [Pakistan](https://agentaos.ai/countries/pakistan) | No | No | Bank payout, personal account |
| [Peru](https://agentaos.ai/countries/peru) | No | Yes | Bank payout by Swift |
| [Philippines](https://agentaos.ai/countries/philippines) | No | Yes | Bank payout |
| [San Marino](https://agentaos.ai/countries/san-marino) | No | Yes | Bank payout |
| [Serbia](https://agentaos.ai/countries/serbia) | No | Yes | Bank payout |
| [South Africa](https://agentaos.ai/countries/south-africa) | Limited | Yes | Bank payout |
| [South Korea](https://agentaos.ai/countries/south-korea) | No | Yes | Bank payout |
| [Sri Lanka](https://agentaos.ai/countries/sri-lanka) | No | Yes | Bank payout |
| [Taiwan](https://agentaos.ai/countries/taiwan) | No | Yes | Bank payout by Swift |
| [Tanzania](https://agentaos.ai/countries/tanzania) | No | No | Bank payout, personal account |
| [Turkey](https://agentaos.ai/countries/turkey) | No | No | Bank payout |
| [Ukraine](https://agentaos.ai/countries/ukraine) | No | No | Bank payout, personal account |
| [Uruguay](https://agentaos.ai/countries/uruguay) | No | Yes | Bank payout |
| [Vietnam](https://agentaos.ai/countries/vietnam) | No | Yes | Bank payout |
| [Zambia](https://agentaos.ai/countries/zambia) | No | No | Bank payout |

42 countries where Stripe does not open accounts or only partly, from our [open coverage data](https://agentaos.ai/data/payment-provider-coverage-2026.json) (each provider’s own country lists, checked 2026-10-06). Your country missing? [See all countries](https://agentaos.ai/countries).

Common mistakes

## What should I *avoid*?

- **Opening a company abroad just to get Stripe**Selling as an individual through a merchant of record works from day one.
- **Linking the file publicly**Point the Success URL at a thank-you page that is not in your menu or sitemap, or use webhooks for private links.
- **No EUR or USD account**Payouts arrive in EUR or USD, so open a foreign currency account at your bank first.

Questions

## Related *questions*

### Do I need a WordPress or WooCommerce plugin?

No. The buyer link is a normal web address, so a Button block or a WooCommerce External/Affiliate product is enough.

### Do I need a company?

No. AgentaOS is the legal seller, so you can sell as an individual. At home you still declare the income.

### Does WooCommerce create an order?

No. With an external product, WooCommerce shows the product and the sale happens on the AgentaOS checkout. The sale, the invoice and the buyer’s receipt are in your AgentaOS dashboard.

### How does the buyer get the file?

After paying, the buyer goes to the Success URL you set, for example your download page, and gets an emailed receipt. For a download only paying buyers can open, a developer can use AgentaOS webhooks to send a private link.

### Can I show the checkout on my own page?

Yes. Open the product and use Embed on your site to put the checkout inside a WordPress page.

### What does it cost?

4.5% + €0.50 per sale, with no monthly fee. VAT for buyers abroad is handled for you.

Keep reading

## Related

[Selling from North Macedonia: the detailed guide](https://agentaos.ai/answers/sell-digital-products-wordpress-north-macedonia)[Stripe isn’t available in my country. How do I get paid?](https://agentaos.ai/answers/stripe-not-available-in-my-country)[Do I need a company to sell software or digital products?](https://agentaos.ai/answers/do-i-need-a-company-to-sell-online)[What would I receive?](https://agentaos.ai/tools/payout-calculator)

Sources: [AgentaOS products and payment links](https://docs.agentaos.ai/payments/payment-links) · [WooCommerce: managing products](https://woocommerce.com/document/managing-products/) · [AgentaOS payment provider coverage 2026 (open data)](https://agentaos.ai/data/payment-provider-coverage-2026.json).