# Sell Monthly and Yearly Subscriptions Without Stripe

> Yes: monthly or yearly plans, free trials, upgrades and cancellations, billed by a Merchant of Record that pays out to your country.

Source: https://agentaos.ai/answers/sell-subscriptions-without-stripe (canonical HTML page). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

[Home](https://agentaos.ai/)/[Answers](https://agentaos.ai/answers)/Subscriptions without Stripe

Running sales

# Can I sell subscriptions without Stripe?

**The problem**“I want recurring revenue, but every subscription tool I find runs on my own Stripe account.”

**Yes.** A Merchant of Record bills the subscription for you. With AgentaOS you create a monthly or yearly plan, share its link, and the buyer’s card is charged every cycle, with trials, upgrades and cancellations handled, and payouts to your bank twice a month.

Reviewed by [Panche Isajeski](https://agentaos.ai/about), founder of AgentaOS, 19+ years in payments, [featured on Indie Hackers](https://www.indiehackers.com/post/tech/starting-from-scratch-and-hitting-9-5k-mrr-in-two-months-j5pMaED5FEbKw8qmeyj9). Checked 6 October 2026. General information, not financial, tax or legal advice.

[Check your country](https://agentaos.ai/countries)[Get started free](https://app.agentaos.ai/?src=answer-sell-subscriptions-without-stripe)

What is included

## What can a subscription *do*?

1.  Plans**Monthly or yearly**

    One product per price; VAT added where the buyer owes it.

2.  Trials**1 to 730 days**

    Card saved, first charge when the trial ends.

3.  Changes**Upgrade or downgrade**

    Upgrades charge the prorated difference now; downgrades start next period.

4.  Endings**Cancel at period end**

    The subscriber keeps access until the period ends.

> “The subscription stays active until the end of the current period, and then it ends.”
>
> Source: [AgentaOS docs, Subscriptions](https://docs.agentaos.ai/payments/subscriptions)

Step by step

## How do I *launch one*?

1.  **Create the plan** with a monthly or yearly price, and a trial if you want one.

2.  **Share the link** or [embed the checkout](https://agentaos.ai/answers/embed-checkout-on-my-website) on your site.

3.  **Unlock access** with a webhook if your app has logins.

Common mistakes

## What should I *avoid*?

- **Only a monthly plan**A yearly option at a discount improves cash flow and keeps buyers longer.
- **Free trials without a card**Trials that save a card convert into paid plans automatically.

Where AgentaOS fits

## Where does *AgentaOS* fit?

Not sure what to charge per month? Pricing Intelligence reviews your page for free.

Change how you sell. Grow revenue 4×.

Answer 3 questions and get a free audit of your price and checkout, from the founder. Free, in 2 working days.

[Get my free audit →](https://agentaos.ai/apply?src=seo-answers-sell-subscriptions-without-stripe)

Questions

## Related *questions*

### What if a renewal fails?

It goes past due and the charge is retried.

Free pricing review

## Know what to charge *before you launch*

Paste your product or store link. Pricing Intelligence tells you what to charge and how to package it. Free, no card.

€0 account, no cardSell as an individual or a company

Keep reading

## Related

[Should I price in EUR or USD?](https://agentaos.ai/answers/should-i-price-in-eur-or-usd)[Can I put the checkout inside my own website?](https://agentaos.ai/answers/embed-checkout-on-my-website)[I build for clients: how do I set up their payments?](https://agentaos.ai/answers/run-payments-for-your-clients)

Sources: [AgentaOS subscriptions](https://docs.agentaos.ai/payments/subscriptions)