Announcement
AgentaOS: The First AI-Native Stablecoin Wallet
Agents that pay. Businesses that get paid.
Rules on every transaction. Open source SDK. Managed platform.
Claude
ChatGPTTL;DR
AgentaOS gives agents their own wallets with guardrails so they can hold funds, pay for services, and accept payments. Businesses can sell directly to agents without human involvement. Open source SDK. Managed platform.
The Shift
Autonomous agents are starting to handle complex tasks entirely on their own. They can plan, execute, and complete multi-step workflows without human intervention. But that autonomy ends the moment money is involved. Agents can't hold funds, enforce spending limits, or accept payments. Businesses can't sell to them. The financial infrastructure doesn't exist yet.
The Problem
Money Out
Agents spend with no limits
Today, if an agent needs to pay for something, it either can't, or it has a full private key with zero restrictions. No spending limits. No approved recipients. No way to stop a bad transaction.
Money In
Businesses can't sell to agents
Checkout pages assume a person is clicking buttons. There's no way for a business to sell directly to an agent without a human entering payment details and authorizing the charge.
AgentaOS
To solve this, we built infrastructure that lets agents handle payments on their own, with guardrails humans set.
Agenta Wallet gives agents their own wallets with enforceable spending rules. You fund the wallet once, set the guardrails — spending limits, approved recipients, daily budgets — and agents autonomously use those funds to pay for what they need. No human approval required on each transaction. The guardrails handle it.
Agenta Checkout lets businesses sell directly to agents. Share a payment link. Agents pay automatically. Humans pay with a click. No code changes required. One link works for both.
Every wallet uses three independent approvals. Any two must agree before money moves. No single point of failure. The private key never exists. If you want to override a guardrail, do it from the dashboard. Your wallet, your rules.
Agent requests
Agent wants to pay for something
Guardrails check
15 rules verified before anything moves
Two approvals sign
No single party can move funds alone
Payment settles
Instant. Logged. Auditable
Install
Available now
Managed platform at app.agentaos.ai. Set up in 30 seconds.
Open source
SDK available on GitHub. Formerly guardian-wallet by Agentokratia.
Why Open Source
When your agent holds real money, you need to know what the code does. Not what the marketing page says it does. What the code actually does.
Hosted services
- Keys managed by the provider
- Code is proprietary
- Provider can freeze your wallet
- Pricing per operation or per user
AgentaOS
- You hold all 3 key shares
- Code is open source
- Nobody can freeze your wallet
- Free to start. Open source SDK
As agents become increasingly autonomous and begin making financial decisions on their own, they need infrastructure you can actually verify. The SDK is open source — read every line, audit the signing logic, verify there are no backdoors. Learn more about the full platform in our launch announcement.
Want the full comparison? Read AgentaOS vs Privy vs Coinbase CDP.
Our Ask
Developers
Use agents?
Install the wallet to let your agents hold funds and pay for services autonomously, with guardrails you set.
Businesses
Want to sell to agents?
Create a payment link. Agents and humans can pay without you changing any code.
Engineers
Care about this space?
Star the repo. Read the code. Tell us where we're wrong.
The Team
We published the research, wrote the wallet, built the guardrails, and designed the payment system. All from scratch. We're now bringing those learnings to build out the financial infrastructure for the next economic actors: agents.
Agents are going to move money.
The question is whether they'll have the infrastructure to do it right.