# Dodo Payments Alternatives 2026: 6 Options, Fees, Countries

> Dodo charges 4% + $0.40 on US cards, +1.5% international and +0.5% on subscriptions, and no longer onboards new sellers from Bangladesh, Egypt, Morocco, Nigeria or Ukraine. 6 alternatives compared.

Source: https://agentaos.ai/dodo-payments-alternative (canonical HTML page). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

Agenta**OS** vs Dodo Payments

# Dodo Payments alternatives (2026)

6 Merchants of Record that replace Dodo Payments, with fees checked October 2026, then AgentaOS and Dodo Payments side by side.

**Panche Isajeski**, Founder of AgentaOS · 19+ years in payments·Pricing verified 17 October 2026

[Review my pricing →](https://app.agentaos.ai) [See AgentaOS pricing](https://agentaos.ai/#money)

## Dodo Payments alternatives in 2026

**The main Dodo Payments alternatives are Paddle, Lemon Squeezy, Polar, Creem, AgentaOS and Gumroad.** All are Merchants of Record, so like Dodo Payments (4% + \$0.40) they handle sales tax, VAT and chargebacks. Creem has the lowest fee per sale; AgentaOS is the one your AI agent can run, with Pricing Intelligence included.

**Dodo Payments in 2026, in short:** 4% + \$0.40 per domestic US card sale, payouts in USD, GBP or EUR, and its accepted countries list covers 77 of the 85 countries we checked. It takes no new merchants from Bangladesh, Egypt, Morocco, Nigeria or Ukraine, and Kenya, Kosovo and Pakistan are not on the list. AgentaOS pays out in all eight.

| Alternative | Per sale | Extras | Best for |
|----|----|----|----|
| [Paddle](https://agentaos.ai/paddle-alternative) | 5% + \$0.50 | No international or subscription surcharge | B2B and international SaaS |
| [Lemon Squeezy](https://agentaos.ai/lemon-squeezy-alternative) | 5% + \$0.50 | +1.5% international, +0.5% subscriptions | Creators and info products; owned by Stripe |
| [Polar](https://agentaos.ai/polar-alternative) | 5% + \$0.50 (Starter) | +1.5% international; lower rates on paid plans | Developer tools and open source |
| [Creem](https://agentaos.ai/creem-alternative) | 3.9% + \$0.40 | Payout \$7/€7 or 1% | Lowest fee per sale |
| [AgentaOS](https://agentaos.ai/merchant-of-record-for-ai-agents) | 4.5% + €0.50 (Pro 4% + €0.40) | +1.5% outside the EEA on pay as you go | AI agents run billing over MCP; Pricing Intelligence; payouts to the Balkans |
| [Gumroad](https://agentaos.ai/gumroad-alternative) | 10% + \$0.50, plus card fees | None listed | Simple digital downloads |

Each provider’s published price, checked 6 to 15 October 2026; sources and every extra fee on [Merchant of Record fees, side by side](https://agentaos.ai/merchant-of-record-fees). AgentaOS is one of the providers listed. Always check each provider’s pricing page before choosing.

## At a glance

**Update, 6 October 2026:** Since 23 March 2026, Dodo no longer onboards new sellers from Bangladesh, Egypt, Morocco, Nigeria or Ukraine (existing merchants are kept), and it does not list Pakistan, Kenya or Kosovo. AgentaOS accepts sellers in each of them; see the [country guides](https://agentaos.ai/countries). [See who pays out where](https://agentaos.ai/answers/which-merchant-of-record-pays-out-to-my-country). Source: [Dodo accepted countries](https://docs.dodopayments.com/miscellaneous/accepted-countries-and-territories).

**Both are 4% Merchants of Record, but the 4% covers different things.** Dodo’s 4% + 40¢ is its **domestic US** rate, with **+1.5% on cards outside the US** and **+0.5% on subscriptions**. AgentaOS’s 4% covers the EEA and adds **nothing on renewals**. Dodo reaches more countries and bundles more tooling; AgentaOS includes Pricing Intelligence before you go live.

|   | AgentaOS | Dodo Payments |
|----|----|----|
| Model | Merchant of Record | Merchant of Record |
| Handles sales tax & VAT | ✓ 135+ jurisdictions | ✓ 190+ countries |
| Base card rate | 4% + €0.40 (Pro) · 4.5% + €0.50 (no monthly) | 4% + 40¢ (domestic US) |
| What the base rate covers | EEA cards | US cards & wallets |
| International cards | +1.5% (cards issued outside the EEA) | +1.5% (everything outside the US) |
| Subscription surcharge | None | +0.5% |
| PayPal / BNPL | Not offered | +3% |
| Monthly platform fee | None (€49 Pro optional) | None |
| Countries reached | 190+ | 220+ |
| Pricing Intelligence (score out of 100 + fixes) | ✓ | - |
| Hands-on onboarding support | ✓ WhatsApp / group chat | Self-serve |
| Storefront, license keys, digital delivery | Core | Included |
| Local INR pricing (India) | - | ✓ 4% + 15¢ |
| Based in | Estonia, EU | India / US |

**Worked example.** A European SaaS selling €10,000/month of subscriptions to EEA buyers pays about **€449** on AgentaOS Pro (4% + €49/mo) and about **€550** on Dodo (4% base + 1.5% because non-US counts as international, plus 0.5% on subscriptions would take it to €600). Selling mainly to US buyers, Dodo’s domestic 4% + 0.5% subscription applies and the gap narrows sharply. Sources, retrieved 22 August 2026: [Dodo Payments pricing](https://dodopayments.com/pricing) · [AgentaOS Master Services Terms](https://agentaos.ai/terms). Providers change pricing without notice; check both before relying on these figures.

## Where each is stronger

### AgentaOS

- **No surcharge on renewals.** Dodo adds +0.5% to every subscription payment; AgentaOS adds nothing.
- **The base rate covers the EEA**, so European sellers are not treated as international.
- Pricing Intelligence that tests your product and scores your pricing.
- Hands-on integration support from a person, on WhatsApp or group chat.
- EU entity, EU tax registrations, invoices issued in our name.

**Best for:** subscription businesses, and sellers whose buyers are mostly in Europe.

### Dodo Payments

- **Wider reach:** 220+ countries and 40+ payment methods.
- **Local INR pricing** for the Indian market at 4% + 15¢.
- Storefront, license keys, digital delivery and analytics bundled at no extra cost.
- Abandoned-cart recovery free to use.
- Domestic 4% applies without surcharge if your buyers are mostly US-based.

**Best for:** one-off digital products, US-heavy buyer bases, and sellers who need India or very broad country coverage.

## Common questions

### Which countries does Dodo Payments support?

Of the 85 countries we checked, 77 are on Dodo Payments’ accepted countries list. It takes no new merchants from Bangladesh, Egypt, Morocco, Nigeria or Ukraine (existing ones stay), and Kenya, Kosovo and Pakistan are not on the list. Payout eligibility follows the country that issued your ID, and payouts are in USD, GBP or EUR. AgentaOS pays out in all eight of those countries. Sources: [Dodo accepted countries](https://docs.dodopayments.com/miscellaneous/accepted-countries-and-territories), [Dodo FAQ](https://docs.dodopayments.com/miscellaneous/faq), checked October 2026; [every provider by country](https://agentaos.ai/answers/which-merchant-of-record-pays-out-to-my-country).

### Is Dodo Payments cheaper than AgentaOS?

Both start at 4%. The difference is what that 4% covers. Dodo’s 4% + 40¢ is its domestic US rate and it adds +1.5% for cards outside the US, so a European seller typically pays about 5.5%. AgentaOS is 4% + €0.40 on Pro (or 4.5% + €0.50 with no monthly fee) across the EEA. Dodo also adds +0.5% on subscriptions; AgentaOS adds nothing on renewals.

### How do the subscription fees compare?

Dodo Payments charges an additional 0.5% on subscription, addon and usage-based billing, as published on its pricing page. AgentaOS charges no subscription surcharge, so a renewal costs the same as the first sale.

### Where is Dodo Payments stronger?

Dodo lists 220+ countries against 190+ for AgentaOS, offers local INR pricing in India, and bundles storefront, license keys, digital delivery and analytics at no extra cost. If you sell mostly to US buyers, its 4% domestic rate applies without the international surcharge.

### Can I move from Dodo Payments to AgentaOS?

Yes. You swap in the AgentaOS checkout and get paid to your bank in EUR or USD. Every merchant also gets Pricing Intelligence that scores their pricing before going live.

## See if AgentaOS fits your case

If you sell subscriptions, or your buyers are mostly in Europe, AgentaOS keeps more of each renewal and adds Pricing Intelligence. If you need 220+ country coverage, local INR pricing or a bundled storefront, Dodo Payments may be the better fit.

[Review my pricing →](https://app.agentaos.ai)

Compare more: [AgentaOS vs Paddle](https://agentaos.ai/paddle-alternative) · [AgentaOS vs Lemon Squeezy](https://agentaos.ai/lemon-squeezy-alternative) · [AgentaOS vs Polar](https://agentaos.ai/polar-alternative)

**Sources**, retrieved 22 August 2026: [Dodo Payments pricing](https://dodopayments.com/pricing) · [AgentaOS Master Services Terms](https://agentaos.ai/terms). Dodo Payments may change pricing without notice; check the source before relying on these figures. A fee comparison, not financial advice.

## Merchant of Record directory

What each provider charges, read on its own price page.

- [All side by side](https://agentaos.ai/merchant-of-record-fees)
- [Supported countries](https://agentaos.ai/answers/which-merchant-of-record-pays-out-to-my-country)
- [Paddle 5% + \$0.50](https://agentaos.ai/answers/paddle-fees)
- [Lemon Squeezy 5% + \$0.50](https://agentaos.ai/answers/lemon-squeezy-fees)
- [Polar from 5% + \$0.50](https://agentaos.ai/answers/polar-fees)
- [Dodo Payments 4% + \$0.40](https://agentaos.ai/answers/dodo-payments-fees)
- [Creem 3.9% + \$0.40](https://agentaos.ai/answers/creem-fees)
- [Gumroad 10% + \$0.50](https://agentaos.ai/answers/gumroad-fees)
- [Whop from 2.7% + \$0.30](https://agentaos.ai/answers/whop-fees)
- [Stripe 2.9% + \$0.30, not a MoR](https://agentaos.ai/answers/stripe-fees)