# Creem Fee Calculator 2026: What You Keep After Payouts

> Work out what Creem takes per sale and per month: 3.9% + 40¢, the $7 or 1% bank payout fee, 2% USDC payouts and 2% on affiliate sales.

Source: https://agentaos.ai/tools/creem-fee-calculator (canonical HTML page, with an interactive calculator). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

**Creem charges 3.9% + 40¢ per sale with no monthly fee, then 7 USD or EUR per bank payout, or 1% if that is higher.**

## Fees used

| Fee | Creem |
|---|---|
| Per sale | 3.9% + 40¢ |
| Monthly or setup fee | \$0 |
| Bank payout | 7 USD or EUR, or 1% if higher |
| USDC payout (Polygon) | 2% of the payout |
| Affiliate or split sales | +2% of the transaction |
| Abandoned cart recovery | 5% of recovered revenue |
| Payout dates | 1st and 15th, from a 50 USD or EUR balance |

Sources: [Creem pricing](https://www.creem.io/pricing), [Creem payouts](https://docs.creem.io/merchant-of-record/finance/payouts), checked 22 October 2026.

## Example

Ten \$100 sales: 3.9% + \$0.40 = \$4.30 each, \$43 in fees, \$957 left. One bank payout: 1% of \$957 = \$9.57 (above the \$7 minimum). About \$947 reaches your bank.

## Questions

### How much does Creem charge per sale?

Creem charges 3.9% + 40 cents per successful transaction, with no monthly or setup fee. Its pricing page lists no extra fee for international cards. Lower custom rates are offered on its Partner plan.

### What are Creem payout fees?

Each bank payout costs 7 USD or EUR, or 1% of the payout if that is higher. USDC payouts on Polygon cost 2% of the payout. If your bank account is in another currency, a conversion fee from Creem partners applies.

### When does Creem pay out?

Twice a month, on the 1st and the 15th, moved to the next business day on weekends and holidays. You need a balance of at least 50 USD or 50 EUR.

### What other fees does Creem charge?

Splits and affiliate sales add 2% of the transaction, and recovered abandoned carts add 5% of the recovered amount.