# Gumroad Fee Calculator 2026: What You Keep per Sale

> Work out what Gumroad takes per sale and per month: 10% + $0.50, card processing, the 30% Discover fee, the 5% rate above $20,000 and PayPal payouts.

Source: https://agentaos.ai/tools/gumroad-fee-calculator (canonical HTML page, with an interactive calculator). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

**Gumroad takes 10% + \$0.50 per sale, plus 2.9% + \$0.30 card processing, and 30% on sales from its Discover marketplace.**

## Fees used

| Fee | Gumroad |
|---|---|
| Direct sale (your own link) | 10% + \$0.50 |
| Card processing | 2.9% + \$0.30, on top |
| Direct sales after \$20,000 in a calendar month | 5% + \$0.50 (automatic, resets on the 1st) |
| Discover marketplace sale | 30%, processing included |
| Bank payout, local currency | No Gumroad fee |
| PayPal payout | 2%, paid in USD |
| Minimum payout | \$100 (higher in some currencies) |
| Monthly fee | \$0 |

Sources: [Gumroad's fees](https://gumroad.com/help/article/66-gumroads-fees), [Getting paid by Gumroad](https://gumroad.com/help/article/13-getting-paid), checked 22 October 2026.

## Example

A \$20 direct sale: Gumroad \$2.50 (10% + \$0.50) and processing \$0.88 (2.9% + \$0.30), so \$3.38 in fees. You keep \$16.62.

## Questions

### How much does Gumroad take per sale?

Gumroad charges 10% + \$0.50 on each sale made through your own link, and card processing of 2.9% + \$0.30 comes on top. On a \$20 sale that is \$3.38 in fees, so you keep \$16.62.

### What is Gumroad’s Discover fee?

Sales Gumroad finds for you through its Discover marketplace cost a flat 30%, which already includes processing.

### Does Gumroad lower its fee for big sellers?

Yes. Once your paid sales in a calendar month reach \$20,000, new direct sales that month cost 5% + \$0.50 instead of 10% + \$0.50. It resets on the 1st of each month and applies automatically. Discover sales stay at 30%.

### Does Gumroad charge for payouts?

Bank payouts in your local currency have no Gumroad fee. PayPal payouts, used where bank payouts are not available, cost 2% and are paid in USD. The minimum payout is \$100.

### Is Gumroad a merchant of record?

Yes. Since 1 January 2025 Gumroad is the merchant of record for all sales: it collects and files sales tax and VAT.