# Paddle Fee Calculator 2026: Fees and Payout Costs

> Work out what Paddle takes per sale and per month: 5% + 50¢ per transaction, a $15 SWIFT wire when currencies differ, and up to 1.5% conversion.

Source: https://agentaos.ai/tools/paddle-fee-calculator (canonical HTML page, with an interactive calculator). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

**Paddle charges 5% + 50¢ per sale with no monthly fee.** Payouts are free when the currency matches your bank's country; otherwise a SWIFT wire costs \$15, and conversion can add up to 1.5%.

## Fees used

| Fee | Paddle |
|---|---|
| Per checkout transaction | 5% + 50¢ |
| Monthly fee | \$0 |
| Payout, currency matches your bank's country (SEPA, ACH) | Free |
| Payout by SWIFT, currency differs | \$/€/£15 |
| Currency conversion at payout | Up to 1.5% |
| Payout schedule | Monthly from the 1st, above your threshold (min \$100) |

Sources: [Paddle pricing](https://www.paddle.com/pricing), [Paddle payout fees](https://www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts), [when and how Paddle pays](https://www.paddle.com/help/manage/get-paid/when-and-how-do-i-get-paid), checked 22 October 2026.

## Example

50 sales of \$30: Paddle fees \$100.00 (5% + 50¢ = \$2.00 each), \$1,400.00 balance. Paid by SEPA in matching currency, all \$1,400.00 reaches your bank; by SWIFT, \$1,385.00.

## Questions

### How much does Paddle charge per sale?

Paddle charges 5% + 50¢ per checkout transaction, with no monthly fee. On a \$30 sale that is \$2.00, so \$28.00 goes to your balance.

### Does Paddle charge for payouts?

Not when the payout currency matches your bank’s country: USD to a US bank by ACH, EUR to a eurozone bank by SEPA. If they differ, the payout goes by SWIFT and costs \$/€/£15. Payoneer payouts carry Payoneer’s own fees.

### Does Paddle charge for currency conversion?

If your payout currency differs from your balance currency, Paddle may add a conversion margin of up to 1.5% at the point of payout.

### When does Paddle pay out?

Once a month. Payouts start on the 1st when your balance is over your payout threshold, which is at least \$100. A lower balance rolls over to the next month.

### Is Paddle a merchant of record?

Yes. Paddle is the seller on each sale and handles sales tax, VAT, fraud, chargebacks and buyer support, all inside the 5% + 50¢.