# Polar Fee Calculator 2026: What You Keep on Each Plan

> Work out what Polar takes per sale and per month on Starter, Pro, Growth or Scale, with the 1.5% international card fee and Stripe payout fees.

Source: https://agentaos.ai/tools/polar-fee-calculator (canonical HTML page, with an interactive calculator). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

**Polar charges 5% + 50¢ per sale on its free Starter plan, down to 3.4% + 30¢ on Scale at \$400 a month, plus 1.5% for cards issued outside the US.**

## Fees used

| Plan | Monthly fee | Per sale |
|---|---|---|
| Starter | \$0 | 5% + 50¢ |
| Pro | \$20 | 3.8% + 40¢ |
| Growth | \$100 | 3.6% + 35¢ |
| Scale | \$400 | 3.4% + 30¢ |
| Early Member (before 27 May 2026) | \$0 | 4% + 40¢, +0.5% subscriptions |
| Cards issued outside the US | | +1.5% |
| Payouts (Stripe, no markup) | \$2 | 0.25% + \$0.25 per payout |
| Currency conversion | | 0.25% EU, 1% other countries |
| Dispute | | \$15 |

Source: [Polar fees](https://polar.sh/docs/merchant-of-record/fees), checked 22 October 2026.

## Example

Ten \$100 sales on Starter with US cards: 5% + \$0.50 = \$5.50 each, \$55 in fees, \$945 left. One payout: \$2 + \$0.25 + 0.25% of \$945 (\$2.36) = \$4.61. About \$940 reaches your bank.

## Questions

### How much does Polar charge per sale?

New accounts start on Starter at 5% + 50 cents per sale with no monthly fee. Pro is 3.8% + 40 cents for \$20 a month, Growth 3.6% + 35 cents for \$100 a month, and Scale 3.4% + 30 cents for \$400 a month. Cards issued outside the US add 1.5%.

### Which Polar plan is cheapest for me?

A paid plan pays off once the lower rate saves more than its monthly fee. Pro saves 1.2% + 10 cents per sale over Starter, so at a \$30 price it pays for its \$20 monthly fee from about 44 sales a month. Enter your numbers above to compare.

### What are Polar payout fees?

Polar passes on Stripe payout fees without markup: \$2 for each month you take payouts, plus 0.25% + \$0.25 per payout. Converting currency adds 0.25% in the EU and 1% in other countries.

### Does Polar charge for refunds and disputes?

Refunds do not return the original transaction fee. Disputes cost \$15 each, whatever the outcome.