# Stripe Fee Calculator 2026: EU and US Fees per Sale

> Work out what Stripe charges per sale and per month in the EU and the US: card fee, international cards, currency conversion, Billing and Tax.

Source: https://agentaos.ai/tools/stripe-fee-calculator (canonical HTML page, with an interactive calculator). Publisher: AgentaOS (Aristokrates OÜ, Estonia).

**Stripe charges 1.5% + €0.25 per European card payment in the EU, and 2.9% + $0.30 per card payment in the US.** International cards, currency conversion, Billing and Tax add more.

## Rates used

| Fee | Stripe EU (Ireland) | Stripe US |
|---|---|---|
| Standard card | 1.5% + €0.25 (European cards) | 2.9% + \$0.30 |
| Cards from outside the region | 3.15% + €0.25 (UK cards 2.5% + €0.25) | +1.5% |
| Currency conversion | +2% | +1% |
| Subscriptions (Billing) | 0.7% of volume | 0.7% of volume |
| Tax calculation | 0.5% per transaction (Basic) or from €80 a month (Complete) | 0.5% per transaction (Basic) or from \$90 a month (Complete) |
| Dispute | €20 | \$15 |
| Monthly fee | €0 | \$0 |

Sources: [Stripe pricing, Ireland](https://stripe.com/ie/pricing), [Stripe pricing, US](https://stripe.com/pricing), checked 22 October 2026.

## Example

EU account, €50 sale, half the cards from outside Europe, 20% needing conversion, subscriptions through Billing: (0.5 × 1.5% + 0.5 × 3.15% + 0.2 × 2% + 0.7%) = 3.43% + €0.25, so about €1.96 per sale.

## Questions

### How much does Stripe charge per transaction?

In the EU, Stripe charges 1.5% + €0.25 per card payment with a European card and 3.15% + €0.25 with a card from outside Europe. In the US, it charges 2.9% + \$0.30 per card payment, plus 1.5% for international cards and 1% when currency is converted.

### Does Stripe charge a monthly fee?

Not on standard pricing. You pay per successful payment. Subscriptions through Stripe Billing add 0.7% of billing volume.

### How much does Stripe Tax cost?

Stripe Tax Basic costs 0.5% per transaction where you are registered to collect tax. Tax Complete starts at €80 a month in the EU (Ireland pricing) and \$90 a month in the US, on a 1-year contract. Basic calculates the tax; registering and filing in each country is still your job unless you pay for Complete.

### Is Stripe a merchant of record?

No. With Stripe you stay the seller, so registering for VAT and sales tax abroad and filing returns is your job. A merchant of record is the seller on each sale and handles that for you.