The agentic Merchant of Record
We sell your product in our name, file the tax and handle disputes. Then two AI agents help you price it right and run billing from where you build.
Included on every plan: your AI pricing agent
What is an agentic Merchant of Record?
An agentic Merchant of Record is a company that sells your product in its own name, takes the payment, files VAT and sales tax and handles disputes, then adds AI agents on top. With AgentaOS, a pricing agent scores and fixes your pricing, and a payments agent runs billing from Claude, Cursor or your terminal.
Who does the work?
A processor moves the money. A Merchant of Record also takes on the tax. An agentic one helps you earn more.
| Payment processor | Merchant of Record | Agentic Merchant of Record | |
|---|---|---|---|
| Who is the legal seller | You | The Merchant of Record | AgentaOS (Aristokrates OÜ) |
| Who files VAT and sales tax | You | The Merchant of Record | AgentaOS, in 135+ jurisdictions |
| Who handles disputes | You | The Merchant of Record | AgentaOS |
| Pricing help | Not part of the service | Not usually part of the service | AI pricing agent, included |
| Run it from an AI agent | Depends on the provider | Depends on the provider | Claude, Cursor or the terminal |
General categories, not any one provider. For fees side by side, see the Merchant of Record comparison.
Two agents, on every plan
One finds more revenue. The other runs billing when you ask.
Finds why nobody pays
Tests your product like a customer and scores your pricing out of 100. You get the fixes worth the most in €.
See how it scores →Runs billing from where you build
Ask Claude, Cursor or your terminal to create a plan, open a checkout or send an invoice. It does it.
Set it up in one command →Payments are being built for agents
In 2026 the biggest names in payments started building for AI agents.
€0 a month to start
You pay per sale. Both agents are included.
- 1.5% on bank transfers
- Merchant of Record: tax filed, disputes handled
- AI pricing agent and payments agent included
- 1.0% on bank transfers
- Everything in Pay as you grow
- A lower rate on every card sale
International, premium and commercial cards carry the surcharges in the fee schedule in our Terms. See fees next to every other Merchant of Record on the comparison page.
Questions
Sell from 190+ countries, as an individual or a company.
What is an agentic Merchant of Record?
A Merchant of Record that sells your product in its own name, files the tax and handles disputes, plus AI agents that work for you. AgentaOS adds a pricing agent that scores your pricing and a payments agent you run from Claude, Cursor or the terminal.
How is it different from a regular Merchant of Record?
A regular Merchant of Record takes the payment and the tax work off your hands. An agentic one also helps you earn more: it scores your pricing, ranks the fixes and lets you run billing by asking an AI agent in plain words.
Do I need a company?
No. You can sell as an individual or as a company. Verification usually takes less than 24 hours.
Who files the tax?
AgentaOS does, as the legal seller. VAT and sales tax are filed in 135+ jurisdictions. Your own income tax stays yours.
Which countries can I sell from?
190+ countries, with no US company needed. Sanctioned countries are excluded.
Find out why
nobody pays.
Send your product link. Get the fixes. Take your first payment tomorrow.
€0 a month to start. No card, no US company. Compare every Merchant of Record →