For AI apps, agents and SaaS

Merchant of Record for AI apps

Charge by usage, credits or plan. We are the legal seller, so VAT and sales tax are ours to file. Card checkout in 24 hours, from 190+ countries.

Find out why nobody pays

Included on every plan: your AI pricing agent

400+SaaS founders signed up1,400+payments made since August 2026
Last updated:
Definition

What is a Merchant of Record for AI apps?

A Merchant of Record for AI apps is a company that legally sells your AI product for you: it takes the card payment, files VAT and sales tax, and handles disputes. AgentaOS does this for AI apps, agents and SaaS, with usage, credit and subscription pricing, from 190+ countries.

Why flat pricing breaks

Flat prices break when AI does the work

Every heavy user costs you real compute. On one flat price, your best users eat your margin.

80–90% → 50–60%Gross margin once AI features ship. Seat pricing was built for the old number.
27% → 41%Companies on hybrid pricing, a base plan plus usage, in one year.
Source: Monetizely, The economics of AI-first B2B SaaS in 2026.
Billing models

Charge the way AI costs

Mix them as you need, in USD or EUR. Not sure which? Your AI pricing agent will tell you.

One-time

Pay once, keep access.

Subscriptions

Monthly or yearly plans.

Usage

Charge for what each customer uses.

Credits

Sell packs, spend them as they go.

What you can sell

Products, not your time

Anything digital your customer can use right away.

  • SaaS
  • AI agents
  • Code
  • Courses
  • Memberships
  • Templates
  • Digital content
  • Services
  • Consulting
No US company needed

Sell from 190+ countries

  • Sign up as an individual or a company
  • Verification usually within 24 hours
  • VAT and sales tax filed in 135+ jurisdictions
  • Paid to your own bank in EUR or USD, twice a month

Sanctioned countries are excluded. Fees start at 4.5% + €0.50 per card sale. Compare every Merchant of Record.

Questions · straight answers

Questions

Usage, credits and subscriptions, with the tax handled.

Can I sell usage-based AI pricing?

Yes. AgentaOS sells one-time, subscriptions, usage and credits, in USD or EUR. Mix a base plan with usage if that fits your costs.

How do I stop heavy users eating my margin?

Tie the price to usage: credits, usage bands or a base plan plus usage. The AI pricing agent spots where heavy users pay the same flat price and shows the fix.

Do I need a US or EU company?

No. You can sell as an individual or a company from 190+ countries. AgentaOS is the legal seller, so the tax registrations are ours.

Which countries can I sell from?

190+ countries. Sanctioned countries are excluded. Verification usually takes less than 24 hours.

Start today

Find out why
nobody pays.

Send your product link. Get the fixes. Take your first payment tomorrow.

Find out why nobody pays

€0 a month to start. No card, no US company. Compare every Merchant of Record →