Which payment gateway works in Bosnia and Herzegovina for WooCommerce or your website?
The problem“I want to take card payments on my website or WooCommerce store in Bosnia and Herzegovina. Stripe is not available. What do I use?”
Stripe is not available in Bosnia and Herzegovina, but you have options. Monri (WebPay and WSPay) is the regional card gateway used by merchants in Bosnia and Herzegovina, with an official WooCommerce plugin; you register with Monri and stay the seller, so VAT for buyers abroad is yours. Kordiva offers a Stripe-powered store for registered businesses and sole traders. A merchant of record like AgentaOS, the merchant of record for AI agents, is the legal seller: you, or your AI agent in Claude, ChatGPT or Cursor, create the products and checkout; it takes individuals and companies, charges each buyer’s VAT, sells one-time products, subscriptions and services, and pays you to your own bank in Bosnia and Herzegovina by international transfer (Swift), or to a stablecoin wallet, in EUR or USD, twice a month.
Every option in Bosnia and Herzegovina
| Option | Who can use it | Who handles VAT abroad | Fees (as published) | WooCommerce |
|---|---|---|---|---|
| Monri (WebPay, WSPay) | Merchants registered with Monri (monri.ba) | You | Set in your Monri contract | Official Monri Payments plugin |
| Kordiva Business Commerce | Registered businesses and sole traders (Kordiva lists North Macedonia, Serbia, Bosnia and Herzegovina, Albania) | You | From $5/month; Basic plan estimates 4.9% + $0.30 per card sale including Stripe processing | Checkout Links, storefront or API |
| AgentaOS (merchant of record) | Individuals and companies; digital products, subscriptions and services | AgentaOS | 4.5% + €0.50 per sale (+1.5% international cards); Pro €49/month: 4% + €0.40 | Buy link as a WooCommerce External product or a Button block; no plugin |
| Stripe | Not available for sellers based in Bosnia and Herzegovina | – | – | – |
How do I add it to WooCommerce?
- Monri on WooCommerce. Register with Monri through its inquiry form, then install the official Monri Payments plugin (WebPay or WSPay) and enter your Monri credentials.
- AgentaOS on WooCommerce. Create the product in AgentaOS, copy its buyer link, and in WooCommerce add a product with Product data set to External/Affiliate product and the buyer link as Product URL. The sale, invoice and buyer VAT happen on the AgentaOS checkout. Full WordPress and WooCommerce steps.
Which one should I pick?
- Registered business selling to buyers in Bosnia and Herzegovina, paid in marks
Monri.
- Registered business that wants a hosted store with Stripe-powered payments
Kordiva Business Commerce.
- Building with AI tools, or selling an AI app with credits or subscriptions
AgentaOS: your AI agent sets up products, checkouts and subscriptions for you over MCP in Claude, ChatGPT or Cursor, and credits or usage plans work out of the box.
- Individual, or selling digital products, subscriptions or services to buyers abroad
A merchant of record such as AgentaOS, so you do not register for VAT in other countries.
Building your product with AI?
- Build the product with your AI agent
The AgentaOS skills teach Claude Code, Cursor or Codex to add checkout, subscriptions, webhooks and login to the app you are building:
npx skills add AgentaOS/skills. Add payments with Claude Code. - Start from a ready app
The Next.js starter comes with two subscription plans, a one-time product, an account page and verified webhooks, ready to deploy.
- Let the agent run your store
Connect the AgentaOS MCP server to Claude, ChatGPT or Cursor: your agent creates products, checkout links and subscriptions and takes you live from the same chat. The merchant of record for AI agents.
Change how you sell. Grow revenue 4×.
Answer 3 questions and get a free audit of your price and checkout, from the founder. Free, in 2 working days.
Related questions
Is Stripe available in Bosnia and Herzegovina?
No. Bosnia and Herzegovina is not on Stripe’s list of supported countries, so a business based there cannot open its own Stripe account. Merchants of record like AgentaOS work without one.
Is there a WooCommerce payment plugin for Bosnia and Herzegovina?
Yes. Monri has an official WooCommerce plugin that supports WebPay and WSPay and is used by merchants in Bosnia and Herzegovina; you register with Monri first. Without a Monri contract, you can sell from WooCommerce with a merchant of record’s buy link set as an External/Affiliate product.
Can I accept card payments online as an individual in Bosnia and Herzegovina?
Yes, through a merchant of record, which is the legal seller of each sale; AgentaOS takes individuals for digital products, subscriptions and services. Bank gateways need a registered business.
Who pays VAT for buyers in other countries?
With a bank or regional gateway you are the seller, so foreign VAT rules are yours. With a merchant of record, it charges and files the buyer’s VAT or sales tax.
Can my AI agent set up payments for me in Bosnia and Herzegovina?
Yes, with AgentaOS. Connect the AgentaOS MCP server (hosted at mcp.agentaos.ai) to Claude, ChatGPT or Cursor and your agent can create products, checkout links and subscriptions for you; you approve the connection once. Bank gateways need forms and contracts filled in by you.
How does AgentaOS pay me?
AgentaOS pays you to your own bank in Bosnia and Herzegovina by international transfer (Swift), or to a stablecoin wallet, in EUR or USD, twice a month. The first payout comes 14 days after each sale, from €50 or $50.
Can you sell from your country?
Pick your country. See how you get paid, what it costs and which platforms work there.
85 countries, checked 6 October 2026No company needed
Related
Sources: Stripe supported countries · Monri Payments plugin · Monri online payments · Kordiva pricing · AgentaOS supported countries, checked 24 October 2026.