Which payment gateway works in Serbia for WooCommerce or your website?
The problem“I want to take card payments on my website or WooCommerce store in Serbia. Stripe is not available. What do I use?”
Stripe is not available in Serbia, but you have options. Bank gateways: most Serbian banks process online cards on the Payten/NestPay network; with a virtual POS contract from a bank such as Banca Intesa or NLB Komercijalna banka you connect WooCommerce through a NestPay plugin. Monri is a regional gateway with an official WooCommerce plugin. With both you stay the seller, so VAT for buyers abroad is yours. Kordiva offers a Stripe-powered store for registered businesses and sole traders. A merchant of record like AgentaOS, the merchant of record for AI agents, is the legal seller: you, or your AI agent in Claude, ChatGPT or Cursor, create the products and checkout; it takes individuals and companies, charges each buyer’s VAT, sells one-time products, subscriptions and services, and pays you to your own bank in Serbia in EUR or USD, twice a month.
Every option in Serbia
| Option | Who can use it | Who handles VAT abroad | Fees (as published) | WooCommerce |
|---|---|---|---|---|
| Bank gateway (Payten/NestPay) | Businesses with a virtual POS contract from a NestPay bank (for example Banca Intesa, NLB Komercijalna banka) | You | Set in your bank contract | NestPay plugins on WordPress.org, such as Sanval Payments |
| Monri | Merchants registered with Monri (monri.rs) | You | Set in your Monri contract | Official Monri Payments plugin |
| Kordiva Business Commerce | Registered businesses and sole traders (Kordiva lists North Macedonia, Serbia, Bosnia and Herzegovina, Albania) | You | From $5/month; Basic plan estimates 4.9% + $0.30 per card sale including Stripe processing | Checkout Links, storefront or API |
| AgentaOS (merchant of record) | Individuals and companies; digital products, subscriptions and services | AgentaOS | 4.5% + €0.50 per sale (+1.5% international cards); Pro €49/month: 4% + €0.40 | Buy link as a WooCommerce External product or a Button block; no plugin |
| Stripe | Not available for sellers based in Serbia | – | – | – |
How do I add it to WooCommerce?
- A bank gateway on WooCommerce. Ask your bank for an e-commerce virtual POS contract on the NestPay network. It gives you a Client ID, Store Key and Gateway URL; enter them in a NestPay WooCommerce plugin and test in the bank’s sandbox first.
- Monri on WooCommerce. Register with Monri, then install the official Monri Payments plugin and enter your Monri credentials.
- AgentaOS on WooCommerce. Create the product in AgentaOS, copy its buyer link, and in WooCommerce add a product with Product data set to External/Affiliate product and the buyer link as Product URL. The sale, invoice and buyer VAT happen on the AgentaOS checkout. Full WordPress and WooCommerce steps.
Which one should I pick?
- Registered business selling to buyers in Serbia, paid in dinars
A bank gateway on the NestPay network, or Monri.
- Registered business that wants a hosted store with Stripe-powered payments
Kordiva Business Commerce.
- Building with AI tools, or selling an AI app with credits or subscriptions
AgentaOS: your AI agent sets up products, checkouts and subscriptions for you over MCP in Claude, ChatGPT or Cursor, and credits or usage plans work out of the box.
- Individual, or selling digital products, subscriptions or services to buyers abroad
A merchant of record such as AgentaOS, so you do not register for VAT in other countries.
Building your product with AI?
- Build the product with your AI agent
The AgentaOS skills teach Claude Code, Cursor or Codex to add checkout, subscriptions, webhooks and login to the app you are building:
npx skills add AgentaOS/skills. Add payments with Claude Code. - Start from a ready app
The Next.js starter comes with two subscription plans, a one-time product, an account page and verified webhooks, ready to deploy.
- Let the agent run your store
Connect the AgentaOS MCP server to Claude, ChatGPT or Cursor: your agent creates products, checkout links and subscriptions and takes you live from the same chat. The merchant of record for AI agents.
Change how you sell. Grow revenue 4×.
Answer 3 questions and get a free audit of your price and checkout, from the founder. Free, in 2 working days.
Related questions
Is Stripe available in Serbia?
No. Serbia is not on Stripe’s list of supported countries, so a business based there cannot open its own Stripe account. Merchants of record like AgentaOS work without one.
Is there a WooCommerce payment plugin for Serbia?
Yes. Serbian banks on the Payten/NestPay network work with NestPay WooCommerce plugins such as Sanval Payments, and Monri has an official WooCommerce plugin. Both need a merchant contract first. Without one, you can sell from WooCommerce with a merchant of record’s buy link set as an External/Affiliate product.
Can I accept card payments online as an individual in Serbia?
Yes, through a merchant of record, which is the legal seller of each sale; AgentaOS takes individuals for digital products, subscriptions and services. Bank gateways need a registered business.
Who pays VAT for buyers in other countries?
With a bank or regional gateway you are the seller, so foreign VAT rules are yours. With a merchant of record, it charges and files the buyer’s VAT or sales tax.
Can my AI agent set up payments for me in Serbia?
Yes, with AgentaOS. Connect the AgentaOS MCP server (hosted at mcp.agentaos.ai) to Claude, ChatGPT or Cursor and your agent can create products, checkout links and subscriptions for you; you approve the connection once. Bank gateways need forms and contracts filled in by you.
How does AgentaOS pay me?
AgentaOS pays you to your own bank in Serbia in EUR or USD, twice a month. The first payout comes 14 days after each sale, from €50 or $50.
Can you sell from your country?
Pick your country. See how you get paid, what it costs and which platforms work there.
85 countries, checked 6 October 2026No company needed
Related
Sources: Stripe supported countries · Sanval Payments (NestPay) plugin · Monri Payments plugin · Monri online payments · Kordiva pricing · AgentaOS supported countries, checked 24 October 2026.