Model Context Protocol

MCP server for payments

The problem“I want Claude or Cursor to set up my pricing, checkout and subscriptions. Which MCP server can actually take payments, with the tax handled?”

AgentaOS runs a hosted MCP server for payments at https://mcp.agentaos.ai/mcp. It gives Claude, ChatGPT and Cursor 31 tools to create products and plans, checkout links, discounts and subscriptions, and to read customers and invoices. AgentaOS is the merchant of record on every sale, so VAT, sales tax, invoices and chargebacks are handled, from 190+ countries, no company needed.

Reviewed by Panche Isajeski, founder of AgentaOS, 19+ years in payments, featured on Indie Hackers. Checked . General information, not financial, tax or legal advice.

The tools

What can the MCP server do?

Your agent canYes or noDetail
Create products and subscription plansYesOne-time, monthly, annual, with trials, in EUR or USD
Create checkout links and discount codesYesHosted or embedded checkout
See customers, subscriptions and invoicesYesTax-correct invoices, receipts re-sent on request
Change, credit or cancel a subscriptionYesPlan changes are quoted first, then applied
Request a Pricing Intelligence auditYesFree with every account
Type or read card numbersNoBuyers type cards on the hosted checkout only
Pass the ID check or sign the seller declarationNoOnly a person can; live money waits for it
Be the legal sellerNoAgentaOS is, on every sale
Connect

How do you connect your agent?

  1. Claude, ChatGPT, CursorAdd the connector

    Add https://mcp.agentaos.ai/mcp as a remote MCP server and approve it. Connecting also creates your account.

  2. Claude CodeInstall the plugin

    Type /mcp, pick agentaos, then Authenticate.

  3. Anything elseCLI or SDK

    npm install -g agentaos for the CLI, or @agentaos/pay in your server code.

Everything starts in test mode with the test card 4242 4242 4242 4242. Real money starts once your business is verified; the same code and links then take it.

Why a merchant of record

Why an agent needs a legal seller

An agent can write a Stripe integration in minutes. It cannot register for VAT in the EU, sales tax in US states, or file the returns every quarter. With a merchant of record, those registrations are the merchant of record’s, because it is the seller on the receipt. You get the payout, as an individual or a company, from 190+ countries.

Fees: no monthly fee, 4.5% + €0.50 per card sale on pay as you go, or 4% + €0.40 on Pro. See every merchant of record’s fees side by side.

“AgentaOS is the merchant of record on every payment.”

Source: AgentaOS docs, How it works
Questions

Straight answers

What is an MCP server for payments?

A Model Context Protocol server that lets an AI assistant such as Claude, ChatGPT or Cursor call payment operations as tools: create products and plans, make checkout links, list subscriptions and invoices. AgentaOS runs one at https://mcp.agentaos.ai/mcp, and because AgentaOS is the merchant of record, the sales it sets up come with VAT, sales tax and invoices handled.

How many tools does the AgentaOS MCP server have?

31 tools, rated A on Glama. They cover products and plans, checkout links, discounts, customers, subscriptions (change plan, credit, cancel), invoices and receipts, business verification and the Pricing Intelligence audit.

Which clients does it work with?

Any MCP client that supports remote servers: Claude.ai, Claude Desktop and Claude Code, ChatGPT, and Cursor. Connecting signs you in with OAuth; there is no API key to paste.

Is it safe to let an agent touch payments?

The agent never sees card numbers; buyers type them on the hosted checkout. Live money waits until a person passes the ID check. Everything works in test mode first, and plan changes are quoted before they are applied.

Is it open source?

Yes. The SDK, CLI and MCP server are Apache-2.0 on GitHub at github.com/AgentaOS/agentaos.

How much does it cost?

The MCP server is free. AgentaOS charges per sale: 4.5% + €0.50 per card sale on pay as you go, or 4% + €0.40 on Pro. No monthly fee on pay as you go.

Free check

Can you sell from your country?

Pick your country. See how you get paid, what it costs and which platforms work there.

86 countries, checked 6 October 2026No company needed