What does Gumroad charge? Gumroad fees explained
The problem“Gumroad says 10% + 50 cents. Why did I get less than that?”
10% + $0.50 per direct sale, and card processing of 2.9% + $0.30 comes on top. Sales found through Gumroad’s Discover marketplace cost a flat 30%. Payouts to PayPal cost 2%. On ten $100 sales, about $863 reaches your bank.
What are all of Gumroad’s fees?
| Fee | Gumroad |
|---|---|
| Direct sale (your profile or link) | 10% + $0.50 |
| Card processing | +2.9% + $0.30, not included in the 10% |
| Discover marketplace sale | 30% flat, processing included |
| Above $20,000 of sales in a month | 5% + $0.50 on direct sales for the rest of that month |
| Monthly | $0 |
| Bank payout | Free, from a $100 balance |
| PayPal payout | 2% |
| Instant payout (US only) | 3% |
Sources: Gumroad pricing, Gumroad fees, Getting paid, checked 14 October 2026.
“This does not include: Credit card processing (2.9% + $0.30)”
Source: Gumroad Help, Gumroad’s fees
How does Gumroad compare with AgentaOS?
| Ten $100 sales | Gumroad | AgentaOS (free) |
|---|---|---|
| Platform fee | $105.00 | $50.00 |
| Card processing | $32.00 | Included |
| Payout fee | $0 to bank, 2% to PayPal | $9.50 |
| Lands in your bank | about $863 | about $940 |
Example month: ten one-off sales of $100 to buyers in the provider’s home market, paid out once to a bank. International cards add 1.5% on Lemon Squeezy, Polar, Dodo and AgentaOS alike. Fees from each provider’s own pages, checked 14 October 2026. AgentaOS free plan: 4.5% + 0.50; international cards +1.5%; payout fee 1%. Pro: 4.0% + 0.40 for €49 a month.
Honestly: Gumroad gives you a marketplace that can send you buyers; AgentaOS does not. If most of your sales come from Discover, the 30% may be worth it. For sales you bring yourself, you keep about $77 more per $1,000 with AgentaOS.
What else should I compare?
- Where you can be paidGumroad pays to a bank or PayPal only, with no Wise or Payoneer. Where neither works, it cannot pay you out. Who pays out where.
- Minimum payoutGumroad waits for a $100 balance, more in some countries. AgentaOS pays from €50 or $50.
- Help with pricingAgentaOS includes Pricing Intelligence, which tells you what to charge.
Where does AgentaOS fit?
Selling your own audience a course, template or ebook? See what you’d keep, or read the Gumroad alternative comparison.
Related questions
Does Gumroad charge a monthly fee?
No. It takes a share of each sale.
Is Gumroad a Merchant of Record?
Yes, since 1 January 2025 it collects and remits sales tax where it has obligations.
Can you sell from your country?
Pick your country. See how you get paid, what it costs and which platforms work there.
86 countries, checked 6 October 2026No company needed