What does Polar charge? Polar fees explained
The problem“Polar has four plans. Which one do I pay, and what reaches my bank?”
New accounts start on Starter at 5% + $0.50 per sale, with no monthly fee. Paid plans lower the rate: Pro 3.8% + $0.40 for $20 a month, Growth 3.6% + $0.35 for $100, Scale 3.4% + $0.30 for $400. International cards add 1.5%, and Stripe’s payout fees pass through. On ten $100 sales on Starter, about $940 reaches your bank.
What are all of Polar’s fees?
| Plan | Monthly | Per sale |
|---|---|---|
| Starter | $0 | 5% + $0.50 |
| Pro | $20 | 3.8% + $0.40 |
| Growth | $100 | 3.6% + $0.35 |
| Scale | $400 | 3.4% + $0.30 |
| Early Member (accounts before 27 May 2026) | $0 | 4% + $0.40, +0.5% on subscriptions |
Every plan: international cards (non-US) +1.5%; disputes $15. Payouts pass through Stripe’s fees: $2 per month with an active payout, 0.25% + $0.25 per payout, and 0.25% (EU) to 1% currency conversion elsewhere. Sources: Polar pricing, Polar fees docs, checked 14 October 2026.
“Organizations created on or after May 27, 2026 start on Starter (5% + 50¢)”
Source: Polar pricing
How does Polar compare with AgentaOS?
| Ten $100 sales | Polar Starter | Polar Pro | AgentaOS (free) |
|---|---|---|---|
| Monthly fee | $0 | $20.00 | $0 |
| Sale fees | $55.00 | $42.00 | $50.00 |
| Payout fees | about $4.61 | about $4.60 | $9.50 |
| Lands in your bank | about $940 | about $933 | about $940 |
Example month: ten one-off sales of $100 to buyers in the provider’s home market, paid out once to a bank. International cards add 1.5% on Lemon Squeezy, Polar, Dodo and AgentaOS alike. Fees from each provider’s own pages, checked 14 October 2026. AgentaOS free plan: 4.5% + 0.50; international cards +1.5%; payout fee 1%. Pro: 4.0% + 0.40 for €49 a month. Polar payout: $2 monthly + 0.25% + $0.25, before any currency conversion.
Honestly: at this volume Polar Starter and AgentaOS land the same. Polar says its Pro plan pays off above about $1,379 a month in sales; at that volume, compare it with AgentaOS Pro at 4.0% + 0.40.
What else should I compare?
- Currency conversionIf your bank is outside the US, Stripe’s conversion of 0.25% to 1% applies to Polar payouts on top.
- Where you can be paidPolar pays out through Stripe, so it can only pay you where Stripe Connect payouts work. Who pays out where.
- Help with pricingAgentaOS includes Pricing Intelligence, which tells you what to charge.
Where does AgentaOS fit?
Building a SaaS or AI app outside the US? Polar alternative compares the switch, or run your numbers.
Related questions
Does Polar charge a monthly fee?
Not on Starter. Pro, Growth and Scale cost $20, $100 and $400 a month.
Is Polar a Merchant of Record?
Yes, it handles sales tax and VAT as the seller.
Can you sell from your country?
Pick your country. See how you get paid, what it costs and which platforms work there.
86 countries, checked 6 October 2026No company needed