Stripe Atlas alternative

Take payments without opening a US company

Stripe Atlas gets you a Delaware company so you can use Stripe. Then come the yearly Delaware tax, US tax returns and your own VAT filings abroad. With AgentaOS you skip the company: we are the official seller.

€0 account, no cardSell as an individual, no company abroad

400+sellers1,400+payments made since August 2026190+countries
Last updated:
The short answer

What is the best Stripe Atlas alternative?

If you only need a US company to take card payments, you may not need one at all. Stripe Atlas costs $500 to set up, then a Delaware LLC pays $400 a year in state tax, a foreign-owned LLC must file Form 5472 every year, and you still register and file VAT and sales tax yourself. AgentaOS is a Merchant of Record: we sell for you in our name, file the tax in 135+ jurisdictions and pay you twice a month, so you can start as an individual with no company abroad.

First year side by side

Stripe Atlas vs AgentaOS

Published prices on 2 October 2026.

Stripe Atlas + StripeAgentaOS
Company setup$500 (Delaware LLC or C-corp)Not needed
Yearly company costsFrom $400 Delaware LLC tax + $100 registered agent from year 2€0
Accountant and US filingsBookkeeping + Form 5472 packages $899 to $1,999 a year (filing only from $299)Not needed for your sales
Card fees2.9% + 30¢, +1.5% on non-US cards4.5% + €0.50, +1.5% on non-EEA cards. Pro: 4.0% + €0.40, no surcharge in 2026
Subscriptions and tax toolsStripe Billing 0.7% + Stripe Tax 0.5%Included
VAT and sales tax abroadYou register and fileFiled for you, 135+ jurisdictions
Chargebacks$15 per dispute + $15 to respondWe respond for you. €35 flat per dispute
Time to first saleWeeksMinutes

Sources: stripe.com/atlas, stripe.com/pricing, corp.delaware.gov, form5472.tax, docs.agentaos.ai. Income and profit taxes are not included. Run your own numbers on the cost calculator.

How it works

Selling in minutes

No company, no accountant, no tax filings abroad.

  1. 1
    Check your countryPick your country and see what you can sell, how you get paid and the fee.
  2. 2
    Create your productsIn the dashboard, or ask the Payments Intelligence in Claude, ChatGPT or Cursor.
  3. 3
    Share your checkout linkCustomers pay by card or monthly from 190+ countries. You get paid twice a month.
Questions · straight answers

Questions

Do I need a US company to sell to US customers?

No. With AgentaOS, US customers pay by card and we are the official seller, so sales tax is ours to handle. You can sell as an individual.

How much does Stripe Atlas cost per year?

Atlas is $500 to set up. After that a Delaware LLC pays $400 a year in state tax (a C-corp pays at least $175 plus a $50 report), the registered agent is $100 a year from year two, and a foreign-owned LLC files Form 5472 every year.

Is AgentaOS cheaper than Stripe Atlas?

In the first year, usually yes at small and medium volumes, because there is no company, filing or accountant cost. Use the calculator on our comparison page with your own numbers.

Who files VAT and sales tax?

We do, in 135+ jurisdictions, because we are the seller. With Stripe Atlas you register and file yourself.

How do I get paid?

Twice a month, to your own bank account or wallet, in EUR, USD or digital assets.

Free to start

Skip the company abroad

Paste your link. Pricing Intelligence tells you what to charge, free.

€0 account, no cardSell as an individual, no company abroad