Sell digital products

Etsy not available in my country: how do I sell digital downloads?

The problem“My printables and Canva templates are ready. Etsy's shop setup does not show my country, and every video says to use a friend's address.”

If Etsy is not available in your country, it is because Etsy opens new shops only where Etsy Payments works, and N. Macedonia, Albania, Kosovo, Bosnia and Herzegovina, Montenegro and Nigeria are not on its list. For digital downloads and fixed-price service packages, sell through your own checkout link instead, in your own name. AgentaOS is the legal seller of each sale, handles the buyer's VAT, and pays you to your own bank in 86 countries.

Reviewed by Panche Isajeski, founder of AgentaOS, 19+ years in payments, featured on Indie Hackers. Checked . General information, not financial, tax or legal advice.

The reason

Why can't I open an Etsy shop in my country?

Because Etsy ties new shops to Etsy Payments. Etsy's help page Why Can't I Open a Shop in My Country? says: "Most sellers opening new shops on Etsy are required to onboard with Etsy Payments." And: "If you don't see your country in the dropdown menu during the shop opening process, then selling on Etsy isn't available in your country at this time."

Old shops do not help either. Etsy says a closed shop that was never on Etsy Payments "most likely will not be able to reopen" unless it can accept Etsy Payments.

Your options

Which countries can use Etsy Payments?

Etsy's Countries Eligible for Etsy Payments lists the countries where shops can get paid. Serbia and Pakistan are on it with an asterisk: "Sellers in countries with * next to their names can accept Etsy Payments with a Payoneer Payment Account." Türkiye is on it without one. Etsy adds: "Etsy can only offer payment services in certain countries at this time."

CountryOn Etsy's Etsy Payments list?AgentaOS pays out to your bank?Guide
N. MacedoniaNoYes, EUR or USDN. Macedonia
AlbaniaNoYes, EUR or USDAlbania
KosovoNoYes, in your own nameKosovo
Bosnia and HerzegovinaNoYes, EUR or USDBosnia
MontenegroNoYes, EUR or USDMontenegro
NigeriaNoYes, to a USD accountNigeria
SerbiaYes, with PayoneerYes, EUR or USDSerbia
PakistanYes, with PayoneerYes, to a USD accountPakistan
TürkiyeYesYes, EUR or USDTurkey

Etsy's list checked 7 November 2026. AgentaOS column from our supported countries docs, which say: "In Kosovo you can go live in your own name. Company verification is not available for companies registered in Kosovo yet."

If you live in Serbia, Pakistan or Türkiye, Etsy is open to you. The rest of this page is for the six countries that are not on the list, and for anyone who wants a second sales channel next to Etsy.

Answer

Can I use a friend's address, a relative's account or a VPN?

Don't. Etsy checks who you are and where you bank. Its page How to Verify Your Identity on Etsy says Persona "will compare your ID photo to your selfie" and that "the name on the ID matches the name on the bank account you shared". Etsy's bank page says "the name on your bank account must match the legal and tax information you provided when opening your shop", and its Etsy Payments countries page says "You must use a bank account from the country on file with your shop."

So a shop on someone else's address or bank is a shop in their name, not yours. If the checks fail, Etsy can stop your payouts or suspend the shop, and the money from your sales sits in an account you do not control. Even one of the top YouTube results warns that a fake address or VPN "can lead to suspension". The safe rule: sell only in your own name, from the country you live in.

Answer

How do I sell digital downloads without Etsy?

Sell from your own checkout link. You lose Etsy's search traffic, so you bring buyers yourself: Pinterest, Instagram, your own page, or a store that AI assistants can read.

With AgentaOS, you create a product and get a buyer link. The buyer pays by card on our checkout, then lands on your thank-you page with the download. AgentaOS is the legal seller: it charges the buyer's VAT, issues the invoice, and handles refunds and chargebacks (facts). You need no company: individuals are accepted.

It costs 4.5% + €0.50 per card sale, or 6.0% + €0.50 for cards issued outside the EEA, with no monthly fee (facts). Payouts run twice a month, on the 1st and the 15th, to your own bank (payouts docs).

No website? If you sell from N. Macedonia, Albania, Kosovo, Serbia, Montenegro, Bosnia and Herzegovina or Turkey, Agenta Store hosts a store for you at store.agentaos.ai/your-name: free with 1 product, or €99 once and we build it in 1 day.

What you can sell. Printables, planners, e-books, courses, and Canva or Notion templates. Services only as fixed-price packages: the same deliverable, price and delivery time for every buyer, approved per account (Terms, section 21). Not allowed: physical goods or anything shipped, work scoped per client, and donations (Terms, section 5).

Step by step

How do I set it up, step by step?

  1. Check your country. Find it on our country list. In Nigeria and Pakistan, open a USD account at your bank.
  2. Pick what you sell. One product per link: a planner, a template pack, an e-book, or a fixed package.
  3. Prepare delivery. Put the file or template link on a thank-you page that is not in your site menu. No site? Agenta Store handles the store page for you.
  4. Create the product. In AgentaOS, add a name, a price in EUR or USD and the type One-time. Under After payment, click + Redirect buyers after payment and enter your thank-you page as the Success URL (payment links docs).
  5. Share the buyer link. Copy the product's buyer link from the Products page into your Pinterest pins, bio or page. One link can be paid any number of times.
  6. Test it on a phone. Pay once, check you land on the download, then refund yourself from the dashboard.
  7. Get paid and declare it. New sales clear for 14 days, then go out on the next payout once you have at least €50 or $50 available (payouts docs). Declare the income at home; ask a local accountant.
Before you start

Checklist: before you sell without Etsy

  • Your country is on our country list
  • Everything in your own name, your own ID and your own bank
  • A EUR or USD account (USD in Nigeria and Pakistan)
  • Only digital products or fixed-price packages, nothing shipped
  • Thank-you page with the download, kept out of your menu
  • One-time product with the Success URL set, tested from a phone
  • Your accountant told about income from abroad
What AgentaOS cannot do

When is AgentaOS the wrong choice?

If you sell physical items, we cannot take them: find a local route. If you live in Serbia, Pakistan or Türkiye and want marketplace traffic, open an Etsy shop; you can add your own checkout later. If you sell custom work quoted per buyer, we cannot take it either. New accounts start with 15% of each sale held for 120 days (Terms, section 9).

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Questions

Related questions

Why is Etsy not available in my country?

Etsy requires most new shops to use Etsy Payments, which works only in listed countries. Etsy says that if your country is not in the shop setup dropdown, "selling on Etsy isn't available in your country at this time."

Can I sell on Etsy from N. Macedonia, Kosovo or Albania?

Not with a new shop today. None of the three is on Etsy's Etsy Payments list, checked 7 November 2026. Serbia and Pakistan are, through a Payoneer account, and Türkiye is listed too.

Is it safe to open an Etsy shop with a friend's address or a VPN?

No. Etsy matches your ID to a selfie and the name on your bank account, and the bank must be in your shop's country. A shop on someone else's details can be suspended, with your money inside.

Can Nigerians sell on Etsy?

Nigeria is not on Etsy's Etsy Payments list, checked 7 November 2026. Nigerian sellers of digital products can use their own checkout instead: AgentaOS pays out to a USD bank account in Nigeria.

What is an Etsy alternative for digital products?

Your own checkout link from a merchant of record. AgentaOS takes the card payment, handles VAT and invoices, sends the buyer to your download page, and pays you in EUR or USD in 86 countries. Physical goods are not allowed.

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