Guide

How do I sell digital products online?

Pick a product, price it, and sell it through a merchant of record from your own site. Across 523 stores, the most common digital products are AI credits, software licenses, ebooks, templates and memberships. A marketplace is fastest to start; your own store with a merchant of record keeps your brand, handles VAT and costs less per sale. You can start as an individual, from any country, without Stripe.

By Panche Isajeski, founder of AgentaOS. Data checked .

The data

What digital products sell

Product typeStores selling itMedian price
AI credits and generations237$48.00
Software licenses and apps135$25.90
Ebooks and guides54$15.00
Templates (Notion, design, code)48$29.00
Memberships and communities44$24.00
Design assets (icons, presets, fonts)20$17.00
Courses and coaching18$51.94

523 public stores on a merchant of record’s storefronts (Creem), 5,298 products, read 17 October 2026. A store counts once per type; type from product names and descriptions (22% unclassified); median list price in USD. No store is named. AI products in detail: How AI products price in 2026.

Three ways

Marketplace, your own store, or Stripe

Way to sellGood forWatch out for
A marketplace or creator platform (Gumroad, Payhip)Starting in minutes, some buyers find you thereHigher fees (Gumroad 10% + $0.50), their brand on the checkout
Your own store with a merchant of record (AgentaOS, Lemon Squeezy, Paddle, Creem)Your site, your brand, VAT and invoices handled, lower fees (from 3.9%)You bring the traffic
Your own store with Stripe directlyLowest card feeYou file VAT and sales tax yourself; needs a company in a country Stripe supports

Fees from each provider’s own price page: all providers side by side.

Step by step

From idea to first sale

  1. Pick one product and a price. A template, an ebook, a pack of credits or a plugin. Look at what similar products charge (table above).
  2. Create it in AgentaOS. One-time for downloads, monthly or yearly for memberships. Set your download page as the Success URL.
  3. Put the buyer link where your buyers are. Your site (WordPress or any builder), a link in bio, a newsletter, or let your AI agent send it.
  4. Get paid at home. AgentaOS is the legal seller, charges the buyer’s VAT and pays you out on the 1st and 15th, in EUR or USD, to banks in 85+ countries. No company needed.
Questions

Related questions

How do I sell digital products online?

Pick a product, price it from what similar products charge, then sell it through a marketplace (fastest, higher fees) or your own store with a merchant of record (your brand, VAT handled, lower fees). Put the buyer link on your site, in your bio or in your newsletter.

What digital products sell best?

Across 523 merchant-of-record stores, the most common are AI credits (237 stores), software licenses and apps (135), ebooks and guides (54), templates (48) and memberships (44).

Can I sell digital products without Stripe?

Yes. A merchant of record takes the payment and pays you out, so you do not need your own Stripe account. That matters in the 37 countries where Stripe does not open accounts.

Do I need a company to sell digital products?

Not with a merchant of record such as AgentaOS, which accepts individuals. At home you still declare the income.

Who handles VAT on digital products?

With a merchant of record, it does: it is the legal seller, so it charges and files VAT and sales tax for every buyer country.