Free tool

AI pricing calculator

Enter what one request costs you, and see the monthly price and credit pack that keep your margin, after payment fees, next to what 1,170 AI products actually charge (median $23.50 a month, $34.90 per pack).

By Panche Isajeski, founder of AgentaOS. Market data from our open AI pricing data, October 2026.

Calculator

Your cost, your price

Your cost per user per month$0
Monthly price that keeps your margin$0Market median: $23.50 a month
Credit pack price that keeps your margin$0Market median pack: $34.90

How it works

The formula and the market

The formula: price = (cost per user + fixed payment fee) ÷ (1 − target margin − payment fee %). With a 75% margin and a 4.5% fee, every $1 of AI cost needs about $4.88 of price.

Your cost per request is (input tokens × input price + output tokens × output price) for your model, from your provider’s price page. We do not prefill model prices because they change often.

Market reference: across 1,170 AI products, the median monthly plan is $23.50 and the median credit pack $34.90 (open data). 63% sell credits: credits or a subscription?

Questions

Related questions

How do I price an AI product from my LLM costs?

Work out your AI cost per active user per month, add other costs, then divide by (1 minus your target margin minus your payment fee). At a 75% margin and a 4.5% fee, each $1 of cost needs about $4.88 of price.

What gross margin should an AI product target?

Many SaaS businesses aim for 70 to 80%. AI products often run lower because each request costs compute, which is why 63% of AI products sell credits instead of unlimited plans.

How do I price AI credits?

Price a pack so that (cost per credit × credits + fixed fee) leaves your target margin after the payment fee. The median AI credit pack sells for $34.90.

Does the calculator include payment fees?

Yes. It defaults to AgentaOS (4.5% + 0.50 per sale); change the field to compare another provider.