Stripe fee calculator
Stripe charges 1.5% + €0.25 per European card payment in the EU, and 2.9% + $0.30 per card payment in the US. International cards, currency conversion, Billing and Tax add more. Enter your sales below to see the fee per sale, the fee per month and what you keep.
What Stripe takes
Rates used
| Fee | Stripe EU (Ireland) | Stripe US |
|---|---|---|
| Standard card | 1.5% + €0.25 (European cards) | 2.9% + $0.30 |
| Cards from outside the region | 3.15% + €0.25 (UK cards 2.5% + €0.25) | +1.5% |
| Currency conversion | +2% | +1% |
| Subscriptions (Billing) | 0.7% of volume | 0.7% of volume |
| Tax calculation | 0.5% per transaction (Basic) or from €80 a month (Complete) | 0.5% per transaction (Basic) or from $90 a month (Complete) |
| Dispute | €20 | $15 |
| Monthly fee | €0 | $0 |
Sources: Stripe pricing, Ireland and Stripe pricing, US, checked 22 October 2026. Stripe changes prices; check its page before you decide. Every Stripe fee explained, with a first-year example: Stripe fees. To compare what you keep with a merchant of record, which also files VAT and sales tax for you, use the fee calculator.
Related questions
How much does Stripe charge per transaction?
In the EU, Stripe charges 1.5% + €0.25 per card payment with a European card and 3.15% + €0.25 with a card from outside Europe. In the US, it charges 2.9% + $0.30 per card payment, plus 1.5% for international cards and 1% when currency is converted.
Does Stripe charge a monthly fee?
Not on standard pricing. You pay per successful payment. Subscriptions through Stripe Billing add 0.7% of billing volume.
How much does Stripe Tax cost?
Stripe Tax Basic costs 0.5% per transaction where you are registered to collect tax. Tax Complete starts at €80 a month in the EU (Ireland pricing) and $90 a month in the US, on a 1-year contract. Basic calculates the tax; registering and filing in each country is still your job unless you pay for Complete.
Is Stripe a merchant of record?
No. With Stripe you stay the seller, so registering for VAT and sales tax abroad and filing returns is your job. A merchant of record is the seller on each sale and handles that for you.
Fees are fixed. Your price is not.
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