Hostinger payments not available in my country: how do I sell digital products on Hostinger?
The problem“My Hostinger site is ready. The Payments page shows no card provider that works for my country, and I want buyers to pay by card.”
If Hostinger payments are not available in your country, Hostinger's own advice is: "If no online provider fits your store, accept payments with manual payments instead." The Hostinger website builder payment gateway list names Stripe and PayPal, each by its own country list, plus Razorpay for India, Paysera for Lithuania and dLocal Go for Latin America. It names no gateway built for N. Macedonia, Serbia, Bosnia and Herzegovina, Montenegro or Albania. For digital products and fixed-price service packages, the route that works is to keep your site on Hostinger and link a button to an outside checkout run by a merchant of record that pays out to your country. Physical products are different: you need a local payment gateway, and this page is not for you.
Which payment gateways does Hostinger's website builder support?
Six options, in one table. Hostinger's help pages now call the website builder Hostinger AI Builder, and say "Hostinger AI Builder websites use the same payment gateways when they're connected to Hostinger Ecommerce." Availability "depends on the following factors": your store's country and currency, and your customers' location (Hostinger, Online payment gateways). On 10 November 2026 the table showed:
- Stripe: "Depends on your store's country and currency. See Stripe's list of supported countries."
- PayPal: "Depends on your store's country and currency. See countries supported by PayPal."
- Razorpay: "Stores in India"
- Paysera: "Stores with the location set to Lithuania"
- dLocal Go: "Local payment methods across Latin America"
- Manual payments: "Stores with a Hostinger Ecommerce plan"
Hostinger is clear that the list is closed: "Payment providers that aren't listed in this article aren't available as built-in options in Hostinger Ecommerce." Its limitations page says the same: "Only the payment providers listed in Store Manager can be connected" (Hostinger, Limitations and unsupported features).
So for a store in N. Macedonia, Serbia, Bosnia and Herzegovina, Montenegro or Albania, Hostinger names no gateway built for you. Stripe and PayPal depend on their own country lists. N. Macedonia and Serbia are not on Stripe's list. PayPal only helps if your PayPal account can receive money where you live. Check on PayPal's own site, or read PayPal can't receive money in my country.
What does Hostinger say if no payment provider appears?
Check your settings, then fall back to manual payments. Hostinger says: "If the Payments page shows no online payment provider, check your store's country and currency in Store name and regional settings, then check them against the provider availability table." Then: "If no online provider fits your store, accept payments with manual payments instead."
Hostinger also warns: "Don't change your store currency only to make a provider appear, because the currency also changes the prices customers see at checkout."
Manual payments are not a card checkout. Hostinger describes them as letting "customers pay offline through cash on delivery, money orders, or bank transfers", and "You approve each manual payment order yourself by updating the payment status on the Orders page."
Can a Hostinger button link to an outside checkout?
Yes. In Hostinger AI Builder manual mode, a button's settings include "Linking options: hyperlink a button with:" URL, your website page, phone number, email address or file (Hostinger, How to add buttons). Choose URL and paste your checkout link. You can also show a button in the header: click the header, then Edit header, then Elements, and toggle Show button on.
Hostinger mentions a second way: embed code elements, with which "you can add PayPal, Share, Tweet, and other buttons". The embed code element is how Hostinger adds third-party widgets to a page, and it asks for HTTPS links (Hostinger, How to embed custom code). For a checkout, a plain button with a URL is simpler and is the route this page uses.
Which route fits me?
| Route | Who takes payment | Works in N. Macedonia or Serbia? | Catch | Source |
|---|---|---|---|---|
| Stripe on Hostinger | Stripe | No: neither country is on Stripe's list | Needs Stripe in your store's country | Hostinger · Stripe |
| PayPal on Hostinger | PayPal | Only if your PayPal account can receive money | Check receiving on PayPal first | Hostinger · PayPal page |
| Razorpay, Paysera, dLocal Go | Those providers | No: Hostinger lists them for India, Lithuania and Latin America | Tied to those locations | Hostinger |
| Any other gateway | n/a | Not as a built-in option | "Only the payment providers listed in Store Manager can be connected" | Hostinger |
| Manual payments | You, offline | Hostinger lists them for stores with a Hostinger Ecommerce plan | No card checkout; you approve each order yourself | Hostinger |
| Merchant of record (AgentaOS) linked from a Hostinger button | AgentaOS, as the legal seller | Yes, individuals and companies, paid to your own bank in EUR or USD in 86 countries | Digital products and service packages only; checkout opens outside Hostinger | Facts · Hostinger |
All checked 10 November 2026. Lists change; check yours in your Hostinger Store Manager.
AgentaOS charges 4.5% + €0.50 per card sale, or 6.0% + €0.50 for cards issued outside the EEA, with no monthly fee (facts). AgentaOS is the official seller, so it handles the buyer's VAT or sales tax and the invoice on each sale.
How do I sell digital products on Hostinger without a built-in gateway, step by step?
- Check your own options. In Hostinger Store Manager, open Settings → Payments. Check your store's country and currency in Store name and regional settings. If a card provider that serves you is listed, use it and stop here. Do not change your currency just to make one appear.
- Confirm what you sell. This route is for downloads, software, templates, courses and fixed-price service packages. If you ship physical goods, look for a local payment gateway instead.
- Create the product. In AgentaOS, create a product with a name, a price in EUR or USD and the type One-time, then copy its buyer link (payment links docs). Buyers pay by card.
- Send buyers back to Hostinger after they pay. Under After payment, click + Redirect buyers after payment and enter a Success URL: a thank-you page on your Hostinger site with the download link or, for a service, the booking form. Keep that page out of your menu.
- Link your Hostinger button. In the editor, open the Add elements panel, drag a button element onto your page, click it, then click Edit button. Under Linking options, choose URL and paste the buyer link.
- Say what the buyer gets. Next to the button, state the price, what they receive and when. For a service package, name the delivery date. Update your website, then click the button on the live page to test it.
- Get paid and declare it. AgentaOS pays out to your own bank in EUR or USD (N. Macedonia, Serbia, Bosnia and Herzegovina, Montenegro, Albania). Declare the income at home; ask a local accountant.
There is no AgentaOS app in Hostinger. You connect the two with a button link. (On WordPress there is a plugin.)
Checklist: before you sell on Hostinger with an outside checkout
- ✓Your store's country and currency checked in Settings → Payments
- ✓You sell digital products or service packages, not physical goods
- ✓A EUR or USD account at your bank
- ✓Product created with a clear name and price, type One-time
- ✓Success URL set to a thank-you page on your Hostinger site
- ✓Hostinger button linked to the buyer link with the URL option, and tested on the live page
- ✓Your accountant told about income from abroad
When is AgentaOS the wrong choice?
If Stripe, PayPal or another provider in Hostinger's list serves your country, use it: orders stay inside Hostinger. If you sell physical products, AgentaOS does not support them. If you need a Hostinger Ecommerce cart with many items per order, a single buyer link per product will feel limited. New accounts and service packages start with up to 15% of each sale set aside for 120 days; a service paid now and delivered later can have up to 100% held until delivery plus 120 days (Terms, section 9.2).
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Related questions
Which payment gateways does Hostinger's website builder support?
Stripe and PayPal, each depending on your store's country and currency, plus Razorpay for India, Paysera for Lithuania, dLocal Go for Latin America, and manual payments. Hostinger says other providers "aren't available as built-in options".
Why can't I see Stripe in my Hostinger store settings?
Stripe on Hostinger depends on your store's country and currency and on Stripe's own country list. N. Macedonia and Serbia are not on Stripe's list. Hostinger advises against changing your store currency only to make a provider appear.
Can I link a Hostinger button to an external checkout?
Yes. In Hostinger AI Builder manual mode, click the button, click Edit button, choose URL under Linking options and paste the checkout link. Buyers go to that page when they click.
Can I sell physical products on Hostinger this way?
No. AgentaOS sells digital products, software and fixed-price service packages only. For physical goods, look for a local payment gateway that serves your country.
Can I connect a payment provider Hostinger does not list?
Not as a built-in option. Hostinger says "Only the payment providers listed in Store Manager can be connected." Your other routes are manual payments or a button that links to an outside checkout.
What lands in your bank?
Enter your price. See what you keep after the payment fee, in euros or dollars.
€0 account, no cardSell as an individual or a company
Related
Sources: Hostinger, Online payment gateways · Hostinger, Limitations and unsupported features · Hostinger, How to add buttons in manual mode · Hostinger, How to embed custom code in manual mode · Stripe, global availability · AgentaOS facts · AgentaOS payment links · AgentaOS Terms