Can you sell online from Costa Rica and get paid?
Yes. From Costa Rica you can sell digital products, courses, SaaS and services to buyers in 190+ countries, as an individual or a company, and get paid to your own bank in Costa Rica in EUR or USD, twice a month. Stripe does not accept sellers based in Costa Rica.
Also work from Costa Rica: Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad. Do not: Stripe. See the table.
Money from abroad in Costa Rica
What sellers here ask about money from abroad.
Is income from foreign clients taxed in Costa Rica?
Costa Rica taxes on a territorial basis, collecting tax on income generated within its borders. A bill filed on 22 September 2026 (expediente 25.796) would tax residents' passive foreign income at about 15%, while active business and employment income would stay territorial. Delfino.cr
What are the 2026 income tax brackets for self-employed people?
For individuals with a business activity in 2026, income up to 6,244,000 colones is exempt. Rates then rise through 10%, 15% and 20%, reaching 25% on income above 20,872,000 colones (Decree 45333-H). EY
General information, not tax or legal advice. Check with a local accountant.
Selling from Costa Rica, in facts
- Who can sell
- Individuals and companies source
- How you get paid
- To your own bank account in Costa Rica, by local bank transfer. source
- Payout currency
- EUR or USD, to a EUR or USD account at your bank (a foreign currency account) source
- Payout days
- The 1st and the 15th of each month source
- First payout
- 14 days after each sale, from €50 or $50 source
- Fee per card sale
- 4.5% + €0.50, plus 1.5% on cards from outside Europe source
- Payout fee
- 1% of the payout, at least €1 source
- Local transfer cost
- A small flat fee, passed through at cost and shown before you request a payout. source
- Tax on your sales
- Charged, filed and paid by us as the seller source
- Your income tax
- Yours to declare in Costa Rica. You get a statement and a self-billed invoice per payout. source
From a sale to your account
Example: one month, ten sales of €100 to buyers in the US.
| Ten sales of €100, buyers in the US | €1,000.00 |
| AgentaOS fee: 6.0% + €0.50 per sale (cards from outside Europe) | −€65.00 |
| Payout fee: 1% | −€9.35 |
| Local bank transfer cost | small flat fee |
| Lands in your bank | about €925.65 |
Try your own numbers in the payout calculator →
Cards issued in Europe cost less: 4.5% + €0.50 per sale. On Pro (€49 a month) every card sale is 4.0% + €0.40. Buyers outside the EU pay no VAT; EU buyers pay VAT on top, which we file.
Who accepts sellers from Costa Rica
The usual names, checked one by one.
| Provider | Sellers in Costa Rica? | What their own page says |
|---|---|---|
| AgentaOSMerchant of Record | Yes | Individuals and companies. Paid out twice a month. Supported countries |
| StripeCard payments, you are the seller | No | Not on the Stripe supported countries list. Source |
| PayPalWallet and card payments | Yes | Local PayPal site offers request money and business payments. Source |
| PaddleMerchant of Record | Yes | Not on the Paddle unsupported countries list. Source |
| Lemon SqueezyMerchant of Record | Yes | On the bank payout list. Source |
| PolarMerchant of Record | Yes | On the Stripe Connect Express payout list. Source |
| CreemMerchant of Record | Yes | Supported with local bank payouts. Source |
| Dodo PaymentsMerchant of Record | Yes | On the accepted countries list. Source |
| GumroadMerchant of Record | Yes | Bank payouts in CRC. Source |
| WiseReceive money from clients | Yes | On the hold money list. Source |
Checked on 6 October 2026 against each provider’s own country page. Providers change their lists; follow the source link before you decide.
Selling from Costa Rica: answers
Can I sell online from Costa Rica as an individual?
Yes. You can open an account as an individual or as a company. AgentaOS is the official seller of your product, so you do not need a company abroad.
How do I get paid in Costa Rica?
To your own bank account in Costa Rica, by local bank transfer. Payouts run on the 1st and the 15th of each month, in EUR or USD.
Do I need a EUR or USD account?
Yes. Payouts are paid in the same currency as your balance, EUR or USD, so you need a EUR or USD account at your bank (a foreign currency account). No currency conversion happens inside a payout.
Is Stripe available in Costa Rica?
No. Stripe does not open accounts for businesses based in Costa Rica, so sellers there use a Merchant of Record like AgentaOS, or open a company abroad. Stripe’s country list.
Does PayPal work in Costa Rica?
Yes. Local PayPal site offers request money and business payments. PayPal.
Is income from foreign clients taxed in Costa Rica?
Costa Rica taxes on a territorial basis, collecting tax on income generated within its borders. A bill filed on 22 September 2026 (expediente 25.796) would tax residents' passive foreign income at about 15%, while active business and employment income would stay territorial.
What are the 2026 income tax brackets for self-employed people?
For individuals with a business activity in 2026, income up to 6,244,000 colones is exempt. Rates then rise through 10%, 15% and 20%, reaching 25% on income above 20,872,000 colones (Decree 45333-H).
General questions: when is my first payout? · what does it cost? · who handles VAT? · do I need a company?
Know what to charge before you launch
Paste your product or store link. Pricing Intelligence tells you what to charge and how to package it. Free, no card.
€0 account, no cardSell as an individual or a company